€41.42B Market Cap.
ING Market Cap. (MRY)
ING Shares Outstanding (MRY)
ING Assets (MRY)
Total Assets
€884.60B
Total Liabilities
€834.75B
Total Investments
€749.93B
ING Income (MRY)
Revenue
€18.32B
Net Income
€4.76B
Operating Expense
€11.34B
ING Cash Flow (MRY)
CF Operations
€6.92B
CF Investing
€5.45B
CF Financing
€15.98B
ING Dividends (MRY)
Period | Dividends | Yield % | Growth % | Payout Ratio | Coverage Ratio |
|---|---|---|---|---|---|
2018 | $0.79 | 7.40% | 32.10% | 64.43% | 1.55 |
2017 | $0.59 | 3.20% | -18.04% | 42.20% | 2.37 |
2016 | $0.73 | 5.10% | 108.62% | 56.72% | 1.76 |
2015 | $0.35 | 2.60% | 0% | 27.19% | 3.68 |
2014 | $0 | 0% | - | 0% | - |
ING Balance Sheet (MRY)
Metric | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|
Total Assets | €884,603,000,000 (4.83%) | €843,878,000,000 (0.20%) | €842,216,000,000 (-15.97%) | €1,002,288,000,000 (-14.68%) |
Assets Current | - | - | - | - |
Assets Non-Current | - | - | - | - |
Goodwill & Intangible Assets | €1,839,000,000 (25.19%) | €1,469,000,000 (-1.01%) | €1,484,000,000 (-5.30%) | €1,567,000,000 (-5.32%) |
Shareholders Equity | €49,049,000,000 (1.28%) | €48,429,000,000 (2.48%) | €47,257,000,000 (5.08%) | €44,972,000,000 (-5.43%) |
Property Plant & Equipment Net | €1,659,000,000 (-7.88%) | €1,801,000,000 (-10.04%) | €2,002,000,000 (-1.23%) | €2,027,000,000 (-3.48%) |
Cash & Equivalents | €49,987,000,000 (127.33%) | €21,989,000,000 (21.19%) | €18,144,000,000 (-15.44%) | €21,458,000,000 (75.41%) |
Accumulated Other Comprehensive Income | €0 (0%) | €0 (0%) | €0 (0%) | €0 (0%) |
Deferred Revenue | €0 (0%) | €0 (0%) | €0 (0%) | €0 (0%) |
Total Investments | €749,929,000,000 (-5.98%) | €797,629,000,000 (0.16%) | €796,320,000,000 (-16.54%) | €954,136,000,000 (-1.73%) |
Investments Current | - | - | - | - |
Investments Non-Current | - | - | - | - |
Inventory | €0 (0%) | €0 (0%) | €0 (0%) | €0 (0%) |
Trade & Non-Trade Receivables | €0 (0%) | €0 (0%) | €0 (0%) | €0 (0%) |
Trade & Non-Trade Payables | €0 (0%) | €0 (0%) | €0 (0%) | €0 (0%) |
Accumulated Retained Earnings (Deficit) | €28,339,000,000 (4.87%) | €27,022,000,000 (10.88%) | €24,371,000,000 (9.63%) | €22,231,000,000 (14.77%) |
Tax Assets | €1,160,000,000 (-18.88%) | €1,430,000,000 (-26.85%) | €1,955,000,000 (-7.13%) | €2,105,000,000 (-21.40%) |
Tax Liabilities | €1,002,000,000 (-9.89%) | €1,112,000,000 (-4.96%) | €1,170,000,000 (-0.76%) | €1,179,000,000 (-5.30%) |
Total Debt | €133,475,000,000 (19.12%) | €112,054,000,000 (-6.98%) | €120,457,000,000 (-12.52%) | €137,700,000,000 (-4.71%) |
Debt Current | - | - | - | - |
Debt Non-Current | - | - | - | - |
Total Liabilities | €834,751,000,000 (5.04%) | €794,734,000,000 (0.05%) | €794,353,000,000 (-16.97%) | €956,678,000,000 (-14.52%) |
Liabilities Current | - | - | - | - |
Liabilities Non-Current | - | - | - | - |
ING Income Statement (MRY)
Metric | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|
Revenues | €18,324,000,000 (-1.43%) | €18,590,000,000 (3.84%) | €17,902,000,000 (-0.58%) | €18,007,000,000 (18.36%) |
Cost of Revenue | €0 (0%) | €0 (0%) | €0 (0%) | €0 (0%) |
Selling General & Administrative Expense | €5,420,000,000 (4.19%) | €5,202,000,000 (3.23%) | €5,039,000,000 (1.35%) | €4,972,000,000 (-14.10%) |
Research & Development Expense | €0 (0%) | €0 (0%) | €0 (0%) | €0 (0%) |
Operating Expenses | €11,338,000,000 (7.93%) | €10,505,000,000 (-9.35%) | €11,588,000,000 (8.57%) | €10,673,000,000 (-9.96%) |
Interest Expense | €0 (0%) | €0 (0%) | €0 (0%) | €0 (0%) |
Income Tax Expense | €2,116,000,000 (-16.66%) | €2,539,000,000 (48.91%) | €1,705,000,000 (-11.38%) | €1,924,000,000 (123.98%) |
Net Loss Income from Discontinued Operations | €0 (0%) | €0 (0%) | -€441,000,000 (-680.26%) | €76,000,000 (-94.47%) |
Consolidated Income | €4,869,000,000 (-12.21%) | €5,546,000,000 (9.82%) | €5,050,000,000 (-5.32%) | €5,334,000,000 (373.29%) |
Net Income to Non-Controlling Interests | €108,000,000 (31.71%) | €82,000,000 (9.33%) | €75,000,000 (-81.62%) | €408,000,000 (148.78%) |
Net Income | €4,761,000,000 (-12.87%) | €5,464,000,000 (9.83%) | €4,975,000,000 (0.99%) | €4,926,000,000 (411.53%) |
Preferred Dividends Income Statement Impact | €0 (0%) | €0 (0%) | €0 (0%) | €0 (0%) |
Net Income Common Stock | €4,761,000,000 (-12.87%) | €5,464,000,000 (9.83%) | €4,975,000,000 (0.99%) | €4,926,000,000 (411.53%) |
Weighted Average Shares | €3,885,790,441 (0.19%) | €3,878,483,623 (0.21%) | €3,870,183,325 (0.29%) | €3,858,862,387 (0.47%) |
Weighted Average Shares Diluted | - | - | - | - |
Earning Before Interest & Taxes (EBIT) | €6,877,000,000 (-14.07%) | €8,003,000,000 (19.81%) | €6,680,000,000 (-2.48%) | €6,850,000,000 (275.96%) |
Gross Profit | €18,324,000,000 (-1.43%) | €18,590,000,000 (3.84%) | €17,902,000,000 (-0.58%) | €18,007,000,000 (18.36%) |
Operating Income | €6,986,000,000 (-13.59%) | €8,085,000,000 (28.05%) | €6,314,000,000 (-13.91%) | €7,334,000,000 (118.21%) |
ING Cash Flow Statement (MRY)
Metric | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|
Net Cash Flow from Investing | €5,451,000,000 (-53.62%) | €11,754,000,000 (91.62%) | €6,134,000,000 (46.19%) | €4,196,000,000 (156.56%) |
Net Cash Flow from Financing | €15,983,000,000 (504.84%) | -€3,948,000,000 (79.28%) | -€19,057,000,000 (-70.69%) | -€11,165,000,000 (-139.44%) |
Net Cash Flow from Operations | €6,915,000,000 (231.64%) | -€5,253,000,000 (-161.42%) | €8,553,000,000 (-19.14%) | €10,577,000,000 (-12.00%) |
Net Cash Flow / Change in Cash & Cash Equivalents | €28,349,000,000 (1010.42%) | €2,553,000,000 (158.42%) | -€4,370,000,000 (-221.12%) | €3,608,000,000 (5826.98%) |
Net Cash Flow - Business Acquisitions and Disposals | -€92,000,000 (-155.42%) | €166,000,000 (-83.76%) | €1,022,000,000 (117.65%) | -€5,791,000,000 (-860.97%) |
Net Cash Flow - Investment Acquisitions and Disposals | -€52,000,000 (-100.44%) | €11,813,000,000 (116.67%) | €5,452,000,000 (-47.00%) | €10,286,000,000 (231.38%) |
Capital Expenditure | -€269,000,000 (-19.56%) | -€225,000,000 (33.82%) | -€340,000,000 (-13.71%) | -€299,000,000 (14.81%) |
Issuance (Repayment) of Debt Securities | €18,586,000,000 (1436.16%) | -€1,391,000,000 (91.59%) | -€16,546,000,000 (-52.55%) | -€10,846,000,000 (-111.34%) |
Issuance (Purchase) of Equity Shares | €4,000,000 (-42.86%) | €7,000,000 (-30.00%) | €10,000,000 (-70.59%) | €34,000,000 (101.50%) |
Payment of Dividends & Other Cash Distributions | -€2,607,000,000 (-1.68%) | -€2,564,000,000 (-1.71%) | -€2,521,000,000 (-80.98%) | -€1,393,000,000 (0%) |
Effect of Exchange Rate Changes on Cash | €204,000,000 (-21.54%) | €260,000,000 (67.74%) | €155,000,000 (145.32%) | -€342,000,000 (-8450.00%) |
Share Based Compensation | €0 (0%) | €0 (0%) | €0 (0%) | €0 (0%) |
Depreciation Amortization & Accretion | €520,000,000 (0.00%) | €520,000,000 (-2.99%) | €536,000,000 (-15.46%) | €634,000,000 (-8.38%) |
ING Financial Metrics (MRY)
Metric | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|
Gross Margin | 100.00% (0.00%) | 100.00% (0.00%) | 100.00% (0.00%) | 100.00% (0.00%) |
Profit Margin | 26.00% (-11.56%) | 29.40% (5.76%) | 27.80% (1.46%) | 27.40% (334.92%) |
EBITDA Margin | 40.40% (-11.79%) | 45.80% (13.65%) | 40.30% (-3.12%) | 41.60% (152.12%) |
Return on Average Equity (ROAE) | 9.80% (-14.04%) | 11.40% (5.56%) | 10.80% (1.89%) | 10.60% (404.76%) |
Return on Average Assets (ROAA) | 0.60% (0.00%) | 0.60% (20.00%) | 0.50% (0.00%) | 0.50% (400.00%) |
Return on Sales (ROS) | 37.50% (-12.99%) | 43.10% (15.55%) | 37.30% (-1.84%) | 38.00% (216.67%) |
Return on Invested Capital (ROIC) | 0.70% (-22.22%) | 0.90% (50.00%) | 0.60% (0.00%) | 0.60% (500.00%) |
Dividend Yield | 7.40% (131.25%) | 3.20% (-37.25%) | 5.10% (96.15%) | 2.60% (0%) |
Price to Earnings Ratio (P/E) | 7.6 (-30.32%) | 10.91 (4.23%) | 10.47 (8.11%) | 9.68 (-94.58%) |
Price to Sales Ratio (P/S) | 1.97 (-38.70%) | 3.21 (10.81%) | 2.9 (9.04%) | 2.66 (-1.85%) |
Price to Book Ratio (P/B) | 0.73 (-40.34%) | 1.23 (12.31%) | 1.1 (3.20%) | 1.06 (22.75%) |
Debt to Equity Ratio (D/E) | 17.02 (3.71%) | 16.41 (-2.37%) | 16.81 (-20.98%) | 21.27 (-9.61%) |
Earnings Per Share (EPS) | 1.22 (-13.48%) | 1.41 (10.16%) | 1.28 (0.00%) | 1.28 (2033.33%) |
Sales Per Share (SPS) | 5.42 (-5.77%) | 5.75 (18.16%) | 4.87 (-3.95%) | 5.07 (5.74%) |
Free Cash Flow Per Share (FCFPS) | 1.71 (221.10%) | -1.41 (-166.54%) | 2.12 (-20.32%) | 2.66 (-12.34%) |
Book Value Per Share (BVPS) | 12.62 (1.09%) | 12.49 (2.26%) | 12.21 (4.78%) | 11.65 (-5.87%) |
Tangible Assets Book Value Per Share (TABVPS) | 227.18 (4.59%) | 217.2 (-0.01%) | 217.23 (-16.23%) | 259.33 (-15.09%) |
Enterprise Value Over EBIT (EV/EBIT) | 19 (0.00%) | 19 (-26.92%) | 26 (4.00%) | 25 (-74.23%) |
Enterprise Value Over EBITDA (EV/EBITDA) | 17.79 (0.14%) | 17.76 (-27.02%) | 24.34 (6.69%) | 22.81 (-67.63%) |
Asset Turnover | 0.02 (-4.55%) | 0.02 (15.79%) | 0.02 (11.76%) | 0.02 (21.43%) |
Current Ratio | - | - | - | - |
Dividends | €0.79 (32.10%) | €0.59 (-18.04%) | €0.73 (108.62%) | €0.35 (0%) |
Free Cash Flow (FCF) | €6,646,000,000 (221.32%) | -€5,478,000,000 (-166.70%) | €8,213,000,000 (-20.09%) | €10,278,000,000 (-11.91%) |
Enterprise Value (EV) | €151,217,722,980 (-16.76%) | €181,658,124,376 (-1.71%) | €184,814,438,743 (-0.32%) | €185,405,497,007 (-13.49%) |
Earnings Before Tax (EBT) | €6,877,000,000 (-14.07%) | €8,003,000,000 (19.81%) | €6,680,000,000 (-2.48%) | €6,850,000,000 (275.96%) |
Earnings Before Interest Taxes & Depreciation Amortization (EBITDA) | €7,397,000,000 (-13.21%) | €8,523,000,000 (18.11%) | €7,216,000,000 (-3.58%) | €7,484,000,000 (197.69%) |
Invested Capital | €966,252,000,000 (3.62%) | €932,474,000,000 (-1.12%) | €943,045,000,000 (-15.57%) | €1,116,963,000,000 (-14.43%) |
Working Capital | - | - | - | - |
Tangible Asset Value | €882,764,000,000 (4.79%) | €842,409,000,000 (0.20%) | €840,732,000,000 (-15.99%) | €1,000,721,000,000 (-14.69%) |
Market Capitalization | €41,422,526,101 (-42.14%) | €71,596,807,681 (31.20%) | €54,569,584,882 (5.06%) | €51,940,287,729 (4.26%) |
Average Equity | €48,739,000,000 (1.87%) | €47,843,000,000 (3.75%) | €46,114,500,000 (-0.32%) | €46,263,000,000 (3.00%) |
Average Assets | €864,240,500,000 (2.51%) | €843,047,000,000 (-8.59%) | €922,252,000,000 (-15.27%) | €1,088,519,500,000 (-3.30%) |
Invested Capital Average | €949,363,000,000 (1.24%) | €937,759,500,000 (-8.96%) | €1,030,004,000,000 (-14.96%) | €1,211,168,000,000 (-3.08%) |
Shares | 3,885,790,441 (0.19%) | 3,878,483,623 (0.21%) | 3,870,183,325 (0.29%) | 3,858,862,387 (0.47%) |
