$389.47M Market Cap.
VBNK Market Cap. (MRY)
VBNK Shares Outstanding (MRY)
VBNK Assets (MRY)
Total Assets
$4.84B
Total Liabilities
$4.44B
Total Investments
$4.54B
VBNK Income (MRY)
Revenue
$111.90M
Net Income
$39.75M
Operating Expense
$57.11M
VBNK Cash Flow (MRY)
CF Operations
$272.70M
CF Investing
-$157.58M
CF Financing
-$23.33M
VBNK Dividends (MRY)
Period | Dividends | Yield % | Growth % | Payout Ratio | Coverage Ratio |
|---|---|---|---|---|---|
2024 | $0.08 | 0.50% | 6.67% | 5.37% | 18.63 |
2023 | $0.07 | 1.00% | -2.60% | 4.78% | 20.93 |
2022 | $0.08 | 1.10% | 285.00% | 9.75% | 10.26 |
2021 | $0.02 | 0.20% | 0% | 2.08% | 48.00 |
2020 | $0 | - | - | 0% | - |
VBNK Balance Sheet (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Total Assets | $4,838,484,000 (15.16%) | $4,201,610,000 (28.65%) | $3,265,998,000 (35.23%) | $2,415,086,000 (24.24%) |
Assets Current | - | - | - | - |
Assets Non-Current | - | - | - | - |
Goodwill & Intangible Assets | $24,355,000 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Shareholders Equity | $399,203,000 (5.85%) | $377,158,000 (7.55%) | $350,675,000 (5.59%) | $332,106,000 (30.09%) |
Property Plant & Equipment Net | $23,885,000 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Cash & Equivalents | $225,254,000 (70.33%) | $132,242,000 (49.29%) | $88,581,000 (-67.38%) | $271,523,000 (5.39%) |
Accumulated Other Comprehensive Income | -$130,000 (-199.24%) | $131,000 (32.32%) | $99,000 (2575.00%) | -$4,000 (0%) |
Deferred Revenue | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Total Investments | $4,535,416,000 (12.87%) | $4,018,344,000 (28.21%) | $3,134,242,000 (49.03%) | $2,103,050,000 (27.08%) |
Investments Current | - | - | - | - |
Investments Non-Current | - | - | - | - |
Inventory | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Trade & Non-Trade Receivables | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Trade & Non-Trade Payables | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Accumulated Retained Earnings (Deficit) | $181,238,000 (24.10%) | $146,043,000 (33.57%) | $109,335,000 (20.62%) | $90,644,000 (23.84%) |
Tax Assets | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Tax Liabilities | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Total Debt | $102,503,000 (-4.07%) | $106,850,000 (1.81%) | $104,951,000 (10.16%) | $95,272,000 (598.78%) |
Debt Current | - | - | - | - |
Debt Non-Current | - | - | - | - |
Total Liabilities | $4,439,281,000 (16.08%) | $3,824,452,000 (31.18%) | $2,915,323,000 (39.96%) | $2,082,980,000 (23.36%) |
Liabilities Current | - | - | - | - |
Liabilities Non-Current | - | - | - | - |
VBNK Income Statement (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Revenues | $111,901,000 (3.01%) | $108,635,000 (32.58%) | $81,941,000 (24.54%) | $65,795,000 (20.66%) |
Cost of Revenue | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Selling General & Administrative Expense | $57,108,000 (13.35%) | $50,381,000 (2.00%) | $49,393,000 (41.10%) | $35,006,000 (26.03%) |
Research & Development Expense | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Operating Expenses | $57,108,000 (13.35%) | $50,381,000 (2.00%) | $49,393,000 (41.10%) | $35,006,000 (26.03%) |
Interest Expense | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Income Tax Expense | $15,045,000 (-2.83%) | $15,483,000 (56.55%) | $9,890,000 (17.61%) | $8,409,000 (14.45%) |
Net Loss Income from Discontinued Operations | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Consolidated Income | $39,748,000 (-5.73%) | $42,162,000 (86.08%) | $22,658,000 (1.24%) | $22,380,000 (15.33%) |
Net Income to Non-Controlling Interests | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Net Income | $39,748,000 (-5.73%) | $42,162,000 (86.08%) | $22,658,000 (1.24%) | $22,380,000 (15.33%) |
Preferred Dividends Income Statement Impact | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Net Income Common Stock | $39,748,000 (-5.73%) | $42,162,000 (86.08%) | $22,658,000 (1.24%) | $22,380,000 (15.33%) |
Weighted Average Shares | $25,964,424 (0.15%) | $25,924,424 (-5.47%) | $27,425,479 (26.08%) | $21,752,930 (2.98%) |
Weighted Average Shares Diluted | - | - | $27,425,479 (26.08%) | $21,752,930 (2.98%) |
Earning Before Interest & Taxes (EBIT) | $54,793,000 (-4.95%) | $57,645,000 (77.11%) | $32,548,000 (5.71%) | $30,789,000 (15.09%) |
Gross Profit | $111,901,000 (3.01%) | $108,635,000 (32.58%) | $81,941,000 (24.54%) | $65,795,000 (20.66%) |
Operating Income | $54,793,000 (-5.94%) | $58,254,000 (78.98%) | $32,548,000 (5.71%) | $30,789,000 (15.09%) |
VBNK Cash Flow Statement (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Net Cash Flow from Investing | -$157,583,000 (-460.00%) | -$28,140,000 (80.13%) | -$141,612,000 (-1577.87%) | -$8,440,000 (-186.52%) |
Net Cash Flow from Financing | -$23,332,000 (-34.77%) | -$17,312,000 (-174.75%) | -$6,301,000 (-104.80%) | $131,403,000 (525.93%) |
Net Cash Flow from Operations | $272,705,000 (187.92%) | $94,717,000 (390.06%) | -$32,654,000 (69.85%) | -$108,305,000 (-177.59%) |
Net Cash Flow / Change in Cash & Cash Equivalents | $91,790,000 (86.32%) | $49,265,000 (127.28%) | -$180,567,000 (-1331.87%) | $14,658,000 (-87.63%) |
Net Cash Flow - Business Acquisitions and Disposals | -$12,116,000 (0%) | $0 (0%) | $0 (0%) | -$7,473,000 (0%) |
Net Cash Flow - Investment Acquisitions and Disposals | -$126,889,000 (-356.80%) | -$27,778,000 (80.30%) | -$141,031,000 (-14698.64%) | -$953,000 (-109.53%) |
Capital Expenditure | -$18,578,000 (-5032.04%) | -$362,000 (37.69%) | -$581,000 (-4050.00%) | -$14,000 (94.29%) |
Issuance (Repayment) of Debt Securities | -$5,736,000 (-719.43%) | -$700,000 (-9.03%) | -$642,000 (-100.81%) | $78,836,000 (416.80%) |
Issuance (Purchase) of Equity Shares | $607,000 (104.66%) | -$13,012,000 (-574.20%) | -$1,930,000 (-102.64%) | $73,226,000 (0%) |
Payment of Dividends & Other Cash Distributions | -$3,588,000 (0.33%) | -$3,600,000 (3.46%) | -$3,729,000 (3.04%) | -$3,846,000 (10.14%) |
Effect of Exchange Rate Changes on Cash | $1,222,000 (121.81%) | -$5,604,000 (-135.96%) | -$2,375,000 (-204.88%) | -$779,000 (0%) |
Share Based Compensation | $348,000 (-61.38%) | $901,000 (-38.58%) | $1,467,000 (0%) | $0 (0%) |
Depreciation Amortization & Accretion | $2,634,000 (47.73%) | $1,783,000 (-8.00%) | $1,938,000 (12.09%) | $1,729,000 (50.48%) |
VBNK Financial Metrics (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Gross Margin | 100.00% (0.00%) | 100.00% (0.00%) | 100.00% (0.00%) | 100.00% (0.00%) |
Profit Margin | 35.50% (-8.51%) | 38.80% (40.07%) | 27.70% (-18.53%) | 34.00% (-4.49%) |
EBITDA Margin | 51.30% (-6.22%) | 54.70% (29.93%) | 42.10% (-14.78%) | 49.40% (-3.52%) |
Return on Average Equity (ROAE) | 10.00% (-13.79%) | 11.60% (75.76%) | 6.60% (-19.51%) | 8.20% (5.13%) |
Return on Average Assets (ROAA) | 0.90% (-18.18%) | 1.10% (37.50%) | 0.80% (-20.00%) | 1.00% (0.00%) |
Return on Sales (ROS) | 49.00% (-7.72%) | 53.10% (33.75%) | 39.70% (-15.17%) | 46.80% (-4.68%) |
Return on Invested Capital (ROIC) | 1.20% (-20.00%) | 1.50% (36.36%) | 1.10% (-26.67%) | 1.50% (-6.25%) |
Dividend Yield | 0.50% (-50.00%) | 1.00% (-9.09%) | 1.10% (450.00%) | 0.20% |
Price to Earnings Ratio (P/E) | 13.89 (108.13%) | 6.67 (-44.90%) | 12.11 (-22.04%) | 15.54 |
Price to Sales Ratio (P/S) | 4.8 (92.04%) | 2.5 (-21.92%) | 3.2 (-35.06%) | 4.93 |
Price to Book Ratio (P/B) | 1.35 (86.94%) | 0.72 (-3.87%) | 0.75 (-21.07%) | 0.95 |
Debt to Equity Ratio (D/E) | 11.12 (9.66%) | 10.14 (21.98%) | 8.31 (32.54%) | 6.27 (-5.17%) |
Earnings Per Share (EPS) | 1.49 (-5.10%) | 1.57 (98.73%) | 0.79 (-17.71%) | 0.96 (17.07%) |
Sales Per Share (SPS) | 3.12 (2.09%) | 3.06 (41.29%) | 2.17 (-11.23%) | 2.44 (23.74%) |
Free Cash Flow Per Share (FCFPS) | 9.79 (168.90%) | 3.64 (400.33%) | -1.21 (75.66%) | -4.98 (-175.49%) |
Book Value Per Share (BVPS) | 15.38 (5.68%) | 14.55 (13.78%) | 12.79 (-16.25%) | 15.27 (26.33%) |
Tangible Assets Book Value Per Share (TABVPS) | 185.41 (14.40%) | 162.07 (36.10%) | 119.09 (7.26%) | 111.02 (20.64%) |
Enterprise Value Over EBIT (EV/EBIT) | 7 (40.00%) | 5 (-44.44%) | 9 (350.00%) | 2 |
Enterprise Value Over EBITDA (EV/EBITDA) | 6.77 (40.84%) | 4.81 (-40.34%) | 8.06 (249.72%) | 2.31 |
Asset Turnover | 0.03 (-10.71%) | 0.03 (-3.45%) | 0.03 (-3.33%) | 0.03 (3.45%) |
Current Ratio | - | - | - | - |
Dividends | $0.08 (6.67%) | $0.07 (-2.60%) | $0.08 (285.00%) | $0.02 (0%) |
Free Cash Flow (FCF) | $254,127,000 (169.33%) | $94,355,000 (383.90%) | -$33,235,000 (69.32%) | -$108,319,000 (-177.73%) |
Enterprise Value (EV) | $281,861,948 (35.13%) | $208,587,770 (3.54%) | $201,451,596 (233.21%) | $60,457,685 |
Earnings Before Tax (EBT) | $54,793,000 (-4.95%) | $57,645,000 (77.11%) | $32,548,000 (5.71%) | $30,789,000 (15.09%) |
Earnings Before Interest Taxes & Depreciation Amortization (EBITDA) | $57,427,000 (-3.37%) | $59,428,000 (72.33%) | $34,486,000 (6.05%) | $32,518,000 (16.55%) |
Invested Capital | $4,691,378,000 (12.34%) | $4,176,218,000 (27.23%) | $3,282,368,000 (46.61%) | $2,238,835,000 (31.71%) |
Working Capital | - | - | - | - |
Tangible Asset Value | $4,814,129,000 (14.58%) | $4,201,610,000 (28.65%) | $3,265,998,000 (35.23%) | $2,415,086,000 (24.24%) |
Market Capitalization | $389,466,360 (96.38%) | $198,321,844 (4.21%) | $190,303,904 (-25.11%) | $254,116,415 |
Average Equity | $399,331,250 (10.17%) | $362,474,250 (5.39%) | $343,922,000 (26.09%) | $272,753,000 (10.10%) |
Average Assets | $4,513,218,750 (16.90%) | $3,860,884,500 (34.89%) | $2,862,208,250 (28.85%) | $2,221,397,500 (19.13%) |
Invested Capital Average | $4,409,393,250 (15.93%) | $3,803,567,250 (34.37%) | $2,830,608,750 (39.39%) | $2,030,714,000 (20.01%) |
Shares | 25,964,424 (0.15%) | 25,924,424 (-5.53%) | 27,441,082 (29.91%) | 21,123,559 (0.00%) |
