$205.17M Market Cap.
VABK Market Cap. (MRY)
VABK Shares Outstanding (MRY)
VABK Assets (MRY)
Total Assets
$1.62B
Total Liabilities
$1.46B
Total Investments
$1.50B
VABK Income (MRY)
Revenue
$54.56M
Net Income
$16.97M
Operating Expense
$33.67M
VABK Cash Flow (MRY)
CF Operations
$15.29M
CF Investing
$15.75M
CF Financing
-$42.33M
VABK Dividends (MRY)
Period | Dividends | Yield % | Growth % | Payout Ratio | Coverage Ratio |
|---|---|---|---|---|---|
2024 | $1.32 | 3.50% | 0.00% | 41.77% | 2.39 |
2023 | $1.32 | 3.80% | 10.00% | 36.67% | 2.73 |
2022 | $1.20 | 3.30% | 0.00% | 27.27% | 3.67 |
2021 | $1.20 | 3.20% | 0.00% | 55.56% | 1.80 |
2020 | $1.20 | 4.40% | - | 40.68% | 2.46 |
VABK Balance Sheet (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Total Assets | $1,616,826,000 (-1.77%) | $1,646,017,000 (1.40%) | $1,623,359,000 (-17.69%) | $1,972,184,000 (132.46%) |
Assets Current | - | - | - | - |
Assets Non-Current | - | - | - | - |
Goodwill & Intangible Assets | $11,560,000 (-10.12%) | $12,861,000 (-10.40%) | $14,354,000 (-13.97%) | $16,685,000 (2240.11%) |
Shareholders Equity | $160,302,000 (4.75%) | $153,040,000 (14.71%) | $133,416,000 (-17.64%) | $161,987,000 (96.11%) |
Property Plant & Equipment Net | $20,934,000 (-8.76%) | $22,943,000 (-5.76%) | $24,344,000 (-25.50%) | $32,676,000 (272.80%) |
Cash & Equivalents | $17,103,000 (-39.76%) | $28,390,000 (-29.27%) | $40,136,000 (-92.11%) | $508,840,000 (1366.61%) |
Accumulated Other Comprehensive Income | -$41,862,000 (-4.54%) | -$40,044,000 (17.65%) | -$48,624,000 (-2099.19%) | -$2,211,000 (-251.44%) |
Deferred Revenue | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Total Investments | $1,497,244,000 (-1.06%) | $1,513,250,000 (2.65%) | $1,474,186,000 (8.08%) | $1,363,994,000 (74.64%) |
Investments Current | - | - | - | - |
Investments Non-Current | - | - | - | - |
Inventory | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Trade & Non-Trade Receivables | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Trade & Non-Trade Payables | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Accumulated Retained Earnings (Deficit) | $82,507,000 (11.83%) | $73,781,000 (16.22%) | $63,482,000 (36.71%) | $46,436,000 (10.67%) |
Tax Assets | $15,407,000 (0.16%) | $15,382,000 (-11.16%) | $17,315,000 (257.75%) | $4,840,000 (0%) |
Tax Liabilities | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Total Debt | $29,131,000 (-63.55%) | $79,925,000 (733.77%) | $9,586,000 (-8.49%) | $10,475,000 (-68.81%) |
Debt Current | - | - | - | - |
Debt Non-Current | - | - | - | - |
Total Liabilities | $1,456,524,000 (-2.44%) | $1,492,977,000 (0.20%) | $1,489,943,000 (-17.69%) | $1,810,197,000 (136.38%) |
Liabilities Current | - | - | - | - |
Liabilities Non-Current | - | - | - | - |
VABK Income Statement (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Revenues | $54,565,000 (-4.83%) | $57,336,000 (-14.55%) | $67,102,000 (23.26%) | $54,439,000 (88.88%) |
Cost of Revenue | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Selling General & Administrative Expense | $23,692,000 (-3.60%) | $24,576,000 (-7.73%) | $26,634,000 (9.22%) | $24,385,000 (82.63%) |
Research & Development Expense | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Operating Expenses | $33,666,000 (-1.17%) | $34,063,000 (-11.65%) | $38,556,000 (-9.33%) | $42,522,000 (126.43%) |
Interest Expense | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Income Tax Expense | $3,933,000 (-1.92%) | $4,010,000 (-21.50%) | $5,108,000 (176.71%) | $1,846,000 (-10.61%) |
Net Loss Income from Discontinued Operations | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Consolidated Income | $16,966,000 (-11.92%) | $19,263,000 (-17.81%) | $23,438,000 (132.73%) | $10,071,000 (26.23%) |
Net Income to Non-Controlling Interests | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Net Income | $16,966,000 (-11.92%) | $19,263,000 (-17.81%) | $23,438,000 (132.73%) | $10,071,000 (26.23%) |
Preferred Dividends Income Statement Impact | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Net Income Common Stock | $16,966,000 (-11.92%) | $19,263,000 (-17.81%) | $23,438,000 (132.73%) | $10,071,000 (26.23%) |
Weighted Average Shares | $5,370,912 (0.09%) | $5,365,982 (0.73%) | $5,327,271 (0.36%) | $5,308,335 (95.57%) |
Weighted Average Shares Diluted | - | - | - | - |
Earning Before Interest & Taxes (EBIT) | $20,899,000 (-10.20%) | $23,273,000 (-18.47%) | $28,546,000 (139.54%) | $11,917,000 (18.66%) |
Gross Profit | $54,565,000 (-4.83%) | $57,336,000 (-14.55%) | $67,102,000 (23.26%) | $54,439,000 (88.88%) |
Operating Income | $20,899,000 (-10.20%) | $23,273,000 (-18.47%) | $28,546,000 (139.54%) | $11,917,000 (18.66%) |
VABK Cash Flow Statement (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Net Cash Flow from Investing | $15,753,000 (179.69%) | -$19,767,000 (88.18%) | -$167,197,000 (-163.77%) | $262,188,000 (301.76%) |
Net Cash Flow from Financing | -$42,330,000 (-619.53%) | -$5,883,000 (98.19%) | -$324,192,000 (-263.00%) | $198,892,000 (45.92%) |
Net Cash Flow from Operations | $15,290,000 (9.97%) | $13,904,000 (-38.71%) | $22,685,000 (73.63%) | $13,065,000 (41.20%) |
Net Cash Flow / Change in Cash & Cash Equivalents | -$11,287,000 (3.91%) | -$11,746,000 (97.49%) | -$468,704,000 (-198.85%) | $474,145,000 (2937.44%) |
Net Cash Flow - Business Acquisitions and Disposals | $0 (0%) | $0 (0%) | $0 (0%) | $153,278,000 (306656.00%) |
Net Cash Flow - Investment Acquisitions and Disposals | $16,382,000 (173.25%) | -$22,366,000 (86.58%) | -$166,607,000 (-251.23%) | $110,169,000 (184.94%) |
Capital Expenditure | -$629,000 (-152.99%) | $1,187,000 (-79.41%) | $5,765,000 (557.90%) | -$1,259,000 (-532.66%) |
Issuance (Repayment) of Debt Securities | -$49,132,000 (-170.23%) | $69,962,000 (0%) | $0 (0%) | -$42,582,000 (-241.94%) |
Issuance (Purchase) of Equity Shares | -$559,000 (-3205.56%) | $18,000 (-21.74%) | $23,000 (-23.33%) | $30,000 (0%) |
Payment of Dividends & Other Cash Distributions | -$7,087,000 (-0.18%) | -$7,074,000 (-10.67%) | -$6,392,000 (0.25%) | -$6,408,000 (-97.29%) |
Effect of Exchange Rate Changes on Cash | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Share Based Compensation | $968,000 (33.15%) | $727,000 (5.82%) | $687,000 (31.86%) | $521,000 (97.35%) |
Depreciation Amortization & Accretion | $4,256,000 (-10.76%) | $4,769,000 (-6.21%) | $5,085,000 (15.57%) | $4,400,000 (124.95%) |
VABK Financial Metrics (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Gross Margin | 100.00% (0.00%) | 100.00% (0.00%) | 100.00% (0.00%) | 100.00% (0.00%) |
Profit Margin | 31.10% (-7.44%) | 33.60% (-3.72%) | 34.90% (88.65%) | 18.50% (-33.21%) |
EBITDA Margin | 46.10% (-5.73%) | 48.90% (-2.40%) | 50.10% (67.00%) | 30.00% (-27.88%) |
Return on Average Equity (ROAE) | 10.70% (-20.74%) | 13.50% (-22.41%) | 17.40% (141.67%) | 7.20% (-28.00%) |
Return on Average Assets (ROAA) | 1.10% (-8.33%) | 1.20% (-7.69%) | 1.30% (116.67%) | 0.60% (-40.00%) |
Return on Sales (ROS) | 38.30% (-5.67%) | 40.60% (-4.47%) | 42.50% (94.06%) | 21.90% (-37.07%) |
Return on Invested Capital (ROIC) | 1.30% (-7.14%) | 1.40% (-26.32%) | 1.90% (111.11%) | 0.90% (-30.77%) |
Dividend Yield | 3.50% (-7.89%) | 3.80% (15.15%) | 3.30% (3.13%) | 3.20% (-27.27%) |
Price to Earnings Ratio (P/E) | 12.09 (26.59%) | 9.55 (14.62%) | 8.33 (-52.49%) | 17.54 (90.56%) |
Price to Sales Ratio (P/S) | 3.76 (16.84%) | 3.22 (10.58%) | 2.91 (-21.22%) | 3.69 (44.47%) |
Price to Book Ratio (P/B) | 1.28 (6.22%) | 1.21 (-17.69%) | 1.46 (17.97%) | 1.24 (39.13%) |
Debt to Equity Ratio (D/E) | 9.09 (-6.86%) | 9.76 (-12.65%) | 11.17 (-0.06%) | 11.18 (20.52%) |
Earnings Per Share (EPS) | 3.16 (-12.22%) | 3.6 (-18.18%) | 4.4 (103.70%) | 2.16 (-26.78%) |
Sales Per Share (SPS) | 10.16 (-4.92%) | 10.69 (-15.17%) | 12.6 (22.83%) | 10.26 (-3.43%) |
Free Cash Flow Per Share (FCFPS) | 2.73 (-2.92%) | 2.81 (-47.34%) | 5.34 (140.11%) | 2.22 (-33.33%) |
Book Value Per Share (BVPS) | 29.85 (4.65%) | 28.52 (13.88%) | 25.04 (-17.93%) | 30.52 (0.28%) |
Tangible Assets Book Value Per Share (TABVPS) | 298.88 (-1.80%) | 304.35 (0.77%) | 302.03 (-18.01%) | 368.38 (17.95%) |
Enterprise Value Over EBIT (EV/EBIT) | 12 (33.33%) | 9 (350.00%) | 2 (111.11%) | -18 (-280.00%) |
Enterprise Value Over EBITDA (EV/EBITDA) | 9.97 (27.48%) | 7.82 (337.28%) | 1.79 (113.66%) | -13.09 (-254.00%) |
Asset Turnover | 0.03 (-5.56%) | 0.04 (-5.26%) | 0.04 (15.15%) | 0.03 (-8.33%) |
Current Ratio | - | - | - | - |
Dividends | $1.32 (0.00%) | $1.32 (10.00%) | $1.2 (0.00%) | $1.2 (0.00%) |
Free Cash Flow (FCF) | $14,661,000 (-2.85%) | $15,091,000 (-46.96%) | $28,450,000 (140.98%) | $11,806,000 (30.40%) |
Enterprise Value (EV) | $250,858,838 (14.36%) | $219,364,461 (264.61%) | $60,164,755 (128.16%) | -$213,631,270 (-309.40%) |
Earnings Before Tax (EBT) | $20,899,000 (-10.20%) | $23,273,000 (-18.47%) | $28,546,000 (139.54%) | $11,917,000 (18.66%) |
Earnings Before Interest Taxes & Depreciation Amortization (EBITDA) | $25,155,000 (-10.30%) | $28,042,000 (-16.62%) | $33,631,000 (106.11%) | $16,317,000 (35.99%) |
Invested Capital | $1,617,294,000 (-4.00%) | $1,684,691,000 (6.73%) | $1,578,455,000 (8.33%) | $1,457,134,000 (72.12%) |
Working Capital | - | - | - | - |
Tangible Asset Value | $1,605,266,000 (-1.71%) | $1,633,156,000 (1.50%) | $1,609,005,000 (-17.72%) | $1,955,499,000 (130.68%) |
Market Capitalization | $205,168,838 (11.21%) | $184,482,461 (-5.54%) | $195,297,755 (-2.88%) | $201,079,730 (172.86%) |
Average Equity | $158,238,000 (10.52%) | $143,175,750 (6.13%) | $134,906,250 (-3.73%) | $140,127,750 (76.02%) |
Average Assets | $1,606,230,500 (0.95%) | $1,591,053,000 (-9.56%) | $1,759,315,500 (5.83%) | $1,662,383,500 (108.71%) |
Invested Capital Average | $1,610,915,250 (-0.10%) | $1,612,583,500 (5.15%) | $1,533,643,000 (14.45%) | $1,340,062,250 (70.50%) |
Shares | 5,370,912 (0.09%) | 5,365,982 (0.73%) | 5,327,271 (0.36%) | 5,308,335 (95.57%) |
