$39.61M Market Cap.
USIO Market Cap. (MRY)
USIO Shares Outstanding (MRY)
USIO Assets (MRY)
Total Assets
$107.21M
Total Liabilities
$88.05M
Total Investments
$0
USIO Income (MRY)
Revenue
$82.93M
Net Income
$3.31M
Operating Expense
$21.08M
USIO Cash Flow (MRY)
CF Operations
$2.90M
CF Investing
-$944.38K
CF Financing
-$5.14M
USIO Dividends (MRY)
Period | Dividends | Yield % | Growth % | Payout Ratio | Coverage Ratio |
|---|---|---|---|---|---|
2024 | $0 | 0% | 0% | 0% | - |
2023 | $0 | 0% | 0% | 0% | - |
2022 | $0 | 0% | 0% | 0% | - |
2021 | $0 | 0% | 0% | 0% | - |
2020 | $0 | 0% | - | 0% | - |
USIO Balance Sheet (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Total Assets | $107,208,447 (0.26%) | $106,934,670 (9.21%) | $97,912,969 (-26.76%) | $133,679,715 (61.71%) |
Assets Current | $95,156,038 (-2.14%) | $97,241,106 (11.25%) | $87,409,953 (-27.91%) | $121,257,194 (75.50%) |
Assets Non-Current | $12,052,409 (24.33%) | $9,693,564 (-7.71%) | $10,503,016 (-15.45%) | $12,422,521 (-8.49%) |
Goodwill & Intangible Assets | $881,346 (-49.73%) | $1,753,333 (-33.22%) | $2,625,360 (-36.95%) | $4,163,894 (-31.01%) |
Shareholders Equity | $19,156,963 (27.13%) | $15,068,839 (8.14%) | $13,934,098 (-25.36%) | $18,668,906 (11.77%) |
Property Plant & Equipment Net | $6,232,746 (2.50%) | $6,080,874 (1.04%) | $6,018,299 (-6.10%) | $6,409,270 (10.94%) |
Cash & Equivalents | $9,975,696 (10.58%) | $9,021,418 (24.21%) | $7,263,239 (-15.73%) | $8,619,514 (36.46%) |
Accumulated Other Comprehensive Income | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Deferred Revenue | $0 (0%) | $0 (0%) | $0 (0%) | $17,647 (-73.49%) |
Total Investments | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Investments Current | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Investments Non-Current | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Inventory | $403,796 (-4.50%) | $422,808 (-16.66%) | $507,355 (16.76%) | $434,532 (146.24%) |
Trade & Non-Trade Receivables | $5,053,639 (-9.17%) | $5,564,138 (27.28%) | $4,371,640 (-12.21%) | $4,979,493 (73.89%) |
Trade & Non-Trade Payables | $1,256,819 (21.89%) | $1,031,141 (20.09%) | $858,622 (-38.67%) | $1,400,100 (64.46%) |
Accumulated Retained Earnings (Deficit) | -$68,032,656 (4.63%) | -$71,338,153 (-0.67%) | -$70,863,049 (-8.39%) | -$65,379,805 (-0.49%) |
Tax Assets | $6,075,052 (303.93%) | $1,504,000 (0.00%) | $1,504,000 (0.00%) | $1,504,000 (7.89%) |
Tax Liabilities | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Total Debt | $3,866,140 (14.42%) | $3,379,010 (11.60%) | $3,027,689 (-2.54%) | $3,106,512 (9.28%) |
Debt Current | $760,261 (2.62%) | $740,886 (9.96%) | $673,748 (20.57%) | $558,787 (61.07%) |
Debt Non-Current | $3,105,879 (17.73%) | $2,638,124 (12.07%) | $2,353,941 (-7.61%) | $2,547,725 (2.08%) |
Total Liabilities | $88,051,484 (-4.15%) | $91,865,831 (9.39%) | $83,978,871 (-26.98%) | $115,010,809 (74.35%) |
Liabilities Current | $84,945,605 (-4.80%) | $89,227,707 (9.31%) | $81,624,930 (-27.42%) | $112,463,084 (77.20%) |
Liabilities Non-Current | $3,105,879 (17.73%) | $2,638,124 (12.07%) | $2,353,941 (-7.61%) | $2,547,725 (2.08%) |
USIO Income Statement (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Revenues | $82,931,840 (0.41%) | $82,591,109 (18.96%) | $69,428,285 (12.09%) | $61,942,316 (92.06%) |
Cost of Revenue | $63,317,396 (-1.05%) | $63,992,417 (16.70%) | $54,835,069 (18.41%) | $46,309,706 (86.16%) |
Selling General & Administrative Expense | $18,821,487 (2.07%) | $18,439,659 (8.01%) | $17,072,528 (29.89%) | $13,144,316 (36.71%) |
Research & Development Expense | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Operating Expenses | $21,084,789 (2.75%) | $20,521,192 (3.60%) | $19,807,646 (25.46%) | $15,787,991 (41.82%) |
Interest Expense | $53,802 (934.26%) | $5,202 (28.41%) | $4,051 (-6.10%) | $4,314 (578.27%) |
Income Tax Expense | -$2,627,213 (-998.12%) | $292,524 (4.47%) | $280,000 (64.84%) | $169,861 (635.04%) |
Net Loss Income from Discontinued Operations | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Consolidated Income | $3,305,497 (795.74%) | -$475,104 (91.34%) | -$5,483,244 (-1604.81%) | -$321,634 (88.93%) |
Net Income to Non-Controlling Interests | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Net Income | $3,305,497 (795.74%) | -$475,104 (91.34%) | -$5,483,244 (-1604.81%) | -$321,634 (88.93%) |
Preferred Dividends Income Statement Impact | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Net Income Common Stock | $3,305,497 (795.74%) | -$475,104 (91.34%) | -$5,483,244 (-1604.81%) | -$321,634 (88.93%) |
Weighted Average Shares | $26,852,129 (33.55%) | $20,105,968 (-1.34%) | $20,379,386 (1.75%) | $20,028,850 (29.81%) |
Weighted Average Shares Diluted | $26,852,129 (33.55%) | $20,105,968 (-1.34%) | $20,379,386 (1.75%) | $20,028,850 (29.81%) |
Earning Before Interest & Taxes (EBIT) | $732,086 (512.73%) | -$177,378 (96.59%) | -$5,199,193 (-3425.86%) | -$147,459 (94.89%) |
Gross Profit | $19,614,444 (5.46%) | $18,598,692 (27.45%) | $14,593,216 (-6.65%) | $15,632,610 (111.94%) |
Operating Income | -$1,470,345 (23.52%) | -$1,922,500 (63.13%) | -$5,214,430 (-3255.90%) | -$155,381 (95.86%) |
USIO Cash Flow Statement (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Net Cash Flow from Investing | -$944,381 (-13.10%) | -$834,964 (-2.80%) | -$812,242 (36.20%) | -$1,273,039 (81.18%) |
Net Cash Flow from Financing | -$5,143,468 (-900.77%) | -$513,953 (63.27%) | -$1,399,340 (-257.68%) | $887,457 (-91.11%) |
Net Cash Flow from Operations | $2,896,251 (-80.58%) | $14,915,902 (187.55%) | -$17,036,477 (-157.20%) | $29,784,917 (373.19%) |
Net Cash Flow / Change in Cash & Cash Equivalents | -$3,191,598 (-123.52%) | $13,566,985 (170.48%) | -$19,248,059 (-165.47%) | $29,399,335 (209.16%) |
Net Cash Flow - Business Acquisitions and Disposals | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Net Cash Flow - Investment Acquisitions and Disposals | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Capital Expenditure | -$944,381 (-13.10%) | -$834,964 (-2.80%) | -$812,242 (36.20%) | -$1,273,039 (-48.82%) |
Issuance (Repayment) of Debt Securities | -$106,807 (-87.41%) | -$56,992 (-4.06%) | -$54,771 (-143.40%) | $126,194 (-84.49%) |
Issuance (Purchase) of Equity Shares | -$1,310,779 (-186.85%) | -$456,961 (66.01%) | -$1,344,569 (-276.62%) | $761,263 (-92.37%) |
Payment of Dividends & Other Cash Distributions | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Effect of Exchange Rate Changes on Cash | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Share Based Compensation | $2,093,406 (-4.43%) | $2,190,369 (5.71%) | $2,072,041 (39.07%) | $1,489,976 (0.99%) |
Depreciation Amortization & Accretion | $2,263,302 (8.73%) | $2,081,533 (-23.90%) | $2,735,118 (3.46%) | $2,643,675 (74.13%) |
USIO Financial Metrics (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Gross Margin | 23.70% (5.33%) | 22.50% (7.14%) | 21.00% (-16.67%) | 25.20% (10.04%) |
Profit Margin | 4.00% (766.67%) | -0.60% (92.41%) | -7.90% (-1480.00%) | -0.50% (94.44%) |
EBITDA Margin | 3.60% (56.52%) | 2.30% (165.71%) | -3.50% (-187.50%) | 4.00% (195.24%) |
Return on Average Equity (ROAE) | 19.10% (696.88%) | -3.20% (91.09%) | -35.90% (-1789.47%) | -1.90% (92.61%) |
Return on Average Assets (ROAA) | 3.10% (875.00%) | -0.40% (92.98%) | -5.70% (-1800.00%) | -0.30% (93.33%) |
Return on Sales (ROS) | 0.90% (550.00%) | -0.20% (97.33%) | -7.50% (-3650.00%) | -0.20% (97.75%) |
Return on Invested Capital (ROIC) | 5.70% (400.00%) | -1.90% (96.13%) | -49.10% (-3676.92%) | -1.30% (96.20%) |
Dividend Yield | 0% (0%) | 0% (0%) | 0% (0%) | 0% (0%) |
Price to Earnings Ratio (P/E) | 12.17 (114.15%) | -86 (-1307.30%) | -6.11 (97.20%) | -218 (-1451.27%) |
Price to Sales Ratio (P/S) | 0.47 (12.89%) | 0.42 (-13.43%) | 0.48 (-65.67%) | 1.41 (10.42%) |
Price to Book Ratio (P/B) | 2.07 (-31.14%) | 3 (0.13%) | 3 (-48.58%) | 5.83 (47.35%) |
Debt to Equity Ratio (D/E) | 4.6 (-24.61%) | 6.1 (1.14%) | 6.03 (-2.17%) | 6.16 (56.01%) |
Earnings Per Share (EPS) | 0.12 (700.00%) | -0.02 (92.59%) | -0.27 (-1250.00%) | -0.02 (89.47%) |
Sales Per Share (SPS) | 3.09 (-24.83%) | 4.11 (20.58%) | 3.41 (10.15%) | 3.09 (47.99%) |
Free Cash Flow Per Share (FCFPS) | 0.07 (-89.57%) | 0.7 (179.91%) | -0.88 (-161.52%) | 1.42 (303.40%) |
Book Value Per Share (BVPS) | 0.71 (-4.81%) | 0.75 (9.50%) | 0.68 (-26.61%) | 0.93 (-13.94%) |
Tangible Assets Book Value Per Share (TABVPS) | 3.96 (-24.30%) | 5.23 (11.87%) | 4.68 (-27.68%) | 6.47 (30.18%) |
Enterprise Value Over EBIT (EV/EBIT) | 45 (120.45%) | -220 (-3042.86%) | -7 (99.01%) | -710 (-3450.00%) |
Enterprise Value Over EBITDA (EV/EBITDA) | 11.11 (-45.75%) | 20.48 (230.08%) | -15.74 (-137.54%) | 41.94 (198.78%) |
Asset Turnover | 0.77 (5.03%) | 0.73 (1.66%) | 0.72 (11.23%) | 0.65 (30.78%) |
Current Ratio | 1.12 (2.75%) | 1.09 (1.77%) | 1.07 (-0.65%) | 1.08 (-1.01%) |
Dividends | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Free Cash Flow (FCF) | $1,951,870 (-86.14%) | $14,080,938 (178.89%) | -$17,848,719 (-162.60%) | $28,511,878 (424.21%) |
Enterprise Value (EV) | $33,274,860 (-14.66%) | $38,991,358 (0.52%) | $38,790,219 (-62.94%) | $104,681,743 (80.54%) |
Earnings Before Tax (EBT) | $678,284 (471.50%) | -$182,580 (96.49%) | -$5,203,244 (-3328.31%) | -$151,773 (94.74%) |
Earnings Before Interest Taxes & Depreciation Amortization (EBITDA) | $2,995,388 (57.31%) | $1,904,155 (177.28%) | -$2,464,075 (-198.71%) | $2,496,216 (282.77%) |
Invested Capital | $15,271,940 (48.11%) | $10,311,222 (9.38%) | $9,427,129 (-18.31%) | $11,539,735 (19.09%) |
Working Capital | $10,210,433 (27.42%) | $8,013,399 (38.52%) | $5,785,023 (-34.22%) | $8,794,110 (56.36%) |
Tangible Asset Value | $106,327,101 (1.09%) | $105,181,337 (10.38%) | $95,287,609 (-26.43%) | $129,515,821 (69.01%) |
Market Capitalization | $39,610,288 (-12.46%) | $45,248,532 (8.29%) | $41,784,927 (-61.62%) | $108,885,659 (64.71%) |
Average Equity | $17,268,832 (16.17%) | $14,865,054 (-2.65%) | $15,269,794 (-11.33%) | $17,221,138 (52.26%) |
Average Assets | $107,427,382 (-4.33%) | $112,294,536 (16.88%) | $96,075,439 (0.78%) | $95,329,914 (46.89%) |
Invested Capital Average | $12,817,389 (35.79%) | $9,439,282 (-10.88%) | $10,591,846 (-4.10%) | $11,044,456 (30.98%) |
Shares | 27,130,334 (3.13%) | 26,307,286 (3.88%) | 25,324,198 (1.40%) | 24,973,775 (0.87%) |
