$352.17M Market Cap.
USCB Market Cap. (MRY)
USCB Shares Outstanding (MRY)
USCB Assets (MRY)
Total Assets
$2.58B
Total Liabilities
$2.37B
Total Investments
$2.38B
USCB Income (MRY)
Revenue
$79.52M
Net Income
$24.67M
Operating Expense
$47.04M
USCB Cash Flow (MRY)
CF Operations
$34.09M
CF Investing
-$211.86M
CF Financing
$213.74M
USCB Dividends (MRY)
Period | Dividends | Yield % | Growth % | Payout Ratio | Coverage Ratio |
|---|---|---|---|---|---|
2024 | $0.20 | 1.10% | 0% | 16.00% | 6.25 |
2023 | $0 | 0% | 0% | 0% | - |
2022 | $0 | 0% | 0% | 0% | - |
2021 | $0 | 0% | 0% | 0% | - |
2020 | $0 | - | - | 0% | - |
USCB Balance Sheet (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Total Assets | $2,581,216,000 (10.35%) | $2,339,093,000 (12.14%) | $2,085,834,000 (12.51%) | $1,853,939,000 (23.45%) |
Assets Current | - | - | - | - |
Assets Non-Current | - | - | - | - |
Goodwill & Intangible Assets | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Shareholders Equity | $215,388,000 (12.20%) | $191,968,000 (5.23%) | $182,428,000 (-10.53%) | $203,897,000 (19.24%) |
Property Plant & Equipment Net | $13,014,000 (-19.96%) | $16,259,000 (-17.29%) | $19,658,000 (1.00%) | $19,463,000 (-6.70%) |
Cash & Equivalents | $77,035,000 (87.61%) | $41,062,000 (-24.20%) | $54,168,000 (17.18%) | $46,228,000 (-3.15%) |
Accumulated Other Comprehensive Income | -$44,534,000 (-0.59%) | -$44,271,000 (1.07%) | -$44,751,000 (-1678.66%) | -$2,516,000 (-152.62%) |
Deferred Revenue | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Total Investments | $2,383,072,000 (9.61%) | $2,174,199,000 (13.74%) | $1,911,572,000 (12.36%) | $1,701,324,000 (25.06%) |
Investments Current | - | - | - | - |
Investments Non-Current | - | - | - | - |
Inventory | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Trade & Non-Trade Receivables | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Trade & Non-Trade Payables | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Accumulated Retained Earnings (Deficit) | -$67,813,000 (23.42%) | -$88,548,000 (14.94%) | -$104,104,000 (16.21%) | -$124,245,000 (-131.71%) |
Tax Assets | $29,646,000 (-20.48%) | $37,282,000 (-11.99%) | $42,360,000 (21.27%) | $34,929,000 (-10.80%) |
Tax Liabilities | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Total Debt | $171,451,000 (-11.82%) | $194,423,000 (221.92%) | $60,395,000 (20.34%) | $50,185,000 (-0.65%) |
Debt Current | - | - | - | - |
Debt Non-Current | - | - | - | - |
Total Liabilities | $2,365,828,000 (10.19%) | $2,147,125,000 (12.80%) | $1,903,406,000 (15.36%) | $1,650,042,000 (23.99%) |
Liabilities Current | - | - | - | - |
Liabilities Non-Current | - | - | - | - |
USCB Income Statement (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Revenues | $79,519,000 (25.02%) | $63,604,000 (-4.20%) | $66,394,000 (4.80%) | $63,354,000 (36.41%) |
Cost of Revenue | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Selling General & Administrative Expense | $34,051,000 (14.81%) | $29,659,000 (2.27%) | $29,001,000 (8.64%) | $26,695,000 (7.38%) |
Research & Development Expense | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Operating Expenses | $47,042,000 (12.52%) | $41,808,000 (6.36%) | $39,309,000 (10.18%) | $35,677,000 (7.99%) |
Interest Expense | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Income Tax Expense | $7,803,000 (48.60%) | $5,251,000 (-24.38%) | $6,944,000 (5.21%) | $6,600,000 (155.02%) |
Net Loss Income from Discontinued Operations | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Consolidated Income | $24,674,000 (49.13%) | $16,545,000 (-17.85%) | $20,141,000 (-4.44%) | $21,077,000 (94.80%) |
Net Income to Non-Controlling Interests | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Net Income | $24,674,000 (49.13%) | $16,545,000 (-17.85%) | $20,141,000 (-4.44%) | $21,077,000 (94.80%) |
Preferred Dividends Income Statement Impact | $0 (0%) | $0 (0%) | $0 (0%) | $91,662,000 (2831.31%) |
Net Income Common Stock | $24,674,000 (49.13%) | $16,545,000 (-17.85%) | $20,141,000 (128.53%) | -$70,585,000 (-1017.52%) |
Weighted Average Shares | $19,675,444 (0.68%) | $19,542,290 (-2.29%) | $20,000,753 (0.00%) | $20,000,753 |
Weighted Average Shares Diluted | $19,831,421 | - | - | - |
Earning Before Interest & Taxes (EBIT) | $32,477,000 (49.00%) | $21,796,000 (-19.53%) | $27,085,000 (-2.14%) | $27,677,000 (106.42%) |
Gross Profit | $79,519,000 (25.02%) | $63,604,000 (-4.20%) | $66,394,000 (4.80%) | $63,354,000 (36.41%) |
Operating Income | $32,477,000 (49.00%) | $21,796,000 (-19.53%) | $27,085,000 (-2.14%) | $27,677,000 (106.42%) |
USCB Cash Flow Statement (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Net Cash Flow from Investing | -$211,861,000 (22.40%) | -$273,002,000 (-0.89%) | -$270,601,000 (24.70%) | -$359,363,000 (-101.01%) |
Net Cash Flow from Financing | $213,744,000 (-9.95%) | $237,350,000 (-4.68%) | $249,004,000 (-25.85%) | $335,806,000 (89.01%) |
Net Cash Flow from Operations | $34,090,000 (51.20%) | $22,546,000 (-23.67%) | $29,537,000 (33.95%) | $22,051,000 (68.30%) |
Net Cash Flow / Change in Cash & Cash Equivalents | $35,973,000 (374.48%) | -$13,106,000 (-265.06%) | $7,940,000 (627.22%) | -$1,506,000 (-112.56%) |
Net Cash Flow - Business Acquisitions and Disposals | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Net Cash Flow - Investment Acquisitions and Disposals | -$211,547,000 (20.47%) | -$265,999,000 (1.46%) | -$269,928,000 (21.85%) | -$345,382,000 (-93.57%) |
Capital Expenditure | -$314,000 (-92.64%) | -$163,000 (75.78%) | -$673,000 (-166.05%) | $1,019,000 (393.66%) |
Issuance (Repayment) of Debt Securities | -$20,000,000 (-114.60%) | $137,000,000 (1270.00%) | $10,000,000 (0%) | $0 (0%) |
Issuance (Purchase) of Equity Shares | $818,000 (110.90%) | -$7,508,000 (-7460.78%) | $102,000 (-99.74%) | $39,826,000 (265406.67%) |
Payment of Dividends & Other Cash Distributions | -$3,939,000 (0%) | $0 (0%) | $0 (0%) | -$2,077,000 (33.58%) |
Effect of Exchange Rate Changes on Cash | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Share Based Compensation | $2,130,000 (110.47%) | $1,012,000 (93.50%) | $523,000 (82.23%) | $287,000 (53.48%) |
Depreciation Amortization & Accretion | $587,000 (-0.51%) | $590,000 (-14.24%) | $688,000 (-33.40%) | $1,033,000 (-18.79%) |
USCB Financial Metrics (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Gross Margin | 100.00% (0.00%) | 100.00% (0.00%) | 100.00% (0.00%) | 100.00% (0.00%) |
Profit Margin | 31.00% (19.23%) | 26.00% (-14.19%) | 30.30% (127.20%) | -111.40% (-771.08%) |
EBITDA Margin | 41.60% (18.18%) | 35.20% (-15.79%) | 41.80% (-7.73%) | 45.30% (43.35%) |
Return on Average Equity (ROAE) | 12.00% (34.83%) | 8.90% (-19.09%) | 11.00% (129.18%) | -37.70% |
Return on Average Assets (ROAA) | 1.00% (42.86%) | 0.70% (-30.00%) | 1.00% (123.81%) | -4.20% |
Return on Sales (ROS) | 40.80% (18.95%) | 34.30% (-15.93%) | 40.80% (-6.64%) | 43.70% (51.21%) |
Return on Invested Capital (ROIC) | 1.30% (44.44%) | 0.90% (-30.77%) | 1.30% (-18.75%) | 1.60% |
Dividend Yield | 1.10% (0%) | 0% (0%) | 0% (0%) | 0% |
Price to Earnings Ratio (P/E) | 14.2 (-2.63%) | 14.58 (20.73%) | 12.08 (679.61%) | -2.08 |
Price to Sales Ratio (P/S) | 4.39 (16.68%) | 3.76 (2.42%) | 3.67 (-16.87%) | 4.42 |
Price to Book Ratio (P/B) | 1.64 (31.11%) | 1.25 (-6.80%) | 1.34 (-2.62%) | 1.37 |
Debt to Equity Ratio (D/E) | 10.98 (-1.80%) | 11.19 (7.20%) | 10.43 (28.93%) | 8.09 (4.00%) |
Earnings Per Share (EPS) | 1.25 (48.81%) | 0.84 (-16.83%) | 1.01 (115.03%) | -6.72 (-545.03%) |
Sales Per Share (SPS) | 4.04 (24.18%) | 3.25 (-1.96%) | 3.32 (4.80%) | 3.17 |
Free Cash Flow Per Share (FCFPS) | 1.72 (49.96%) | 1.15 (-20.65%) | 1.44 (25.15%) | 1.15 |
Book Value Per Share (BVPS) | 10.95 (11.44%) | 9.82 (7.70%) | 9.12 (-10.53%) | 10.19 |
Tangible Assets Book Value Per Share (TABVPS) | 131.19 (9.60%) | 119.69 (14.77%) | 104.29 (12.51%) | 92.69 |
Enterprise Value Over EBIT (EV/EBIT) | 14 (-6.67%) | 15 (87.50%) | 8 | - |
Enterprise Value Over EBITDA (EV/EBITDA) | 13.33 (-6.76%) | 14.3 (88.98%) | 7.57 | - |
Asset Turnover | 0.03 (14.29%) | 0.03 (-15.15%) | 0.03 (-13.16%) | 0.04 |
Current Ratio | - | - | - | - |
Dividends | $0.2 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Free Cash Flow (FCF) | $33,776,000 (50.90%) | $22,383,000 (-22.45%) | $28,864,000 (25.11%) | $23,070,000 (80.87%) |
Enterprise Value (EV) | $440,879,218 (37.72%) | $320,124,052 (52.32%) | $210,167,187 | - |
Earnings Before Tax (EBT) | $32,477,000 (49.00%) | $21,796,000 (-19.53%) | $27,085,000 (-2.14%) | $27,677,000 (106.42%) |
Earnings Before Interest Taxes & Depreciation Amortization (EBITDA) | $33,064,000 (47.70%) | $22,386,000 (-19.40%) | $27,773,000 (-3.26%) | $28,710,000 (95.57%) |
Invested Capital | $2,675,632,000 (7.35%) | $2,492,454,000 (19.14%) | $2,092,061,000 (12.60%) | $1,857,896,000 (23.49%) |
Working Capital | - | - | - | - |
Tangible Asset Value | $2,581,216,000 (10.35%) | $2,339,093,000 (12.14%) | $2,085,834,000 (12.51%) | $1,853,939,000 (23.45%) |
Market Capitalization | $352,171,218 (47.11%) | $239,393,052 (-1.89%) | $244,009,187 (-12.89%) | $280,110,546 |
Average Equity | $206,333,750 (11.17%) | $185,598,750 (1.43%) | $182,988,000 (-2.38%) | $187,449,000 |
Average Assets | $2,508,145,500 (11.80%) | $2,243,357,500 (10.69%) | $2,026,656,250 (20.79%) | $1,677,840,500 |
Invested Capital Average | $2,589,129,000 (11.47%) | $2,322,638,000 (15.69%) | $2,007,660,000 (19.42%) | $1,681,208,500 |
Shares | 19,840,632 (1.53%) | 19,542,290 (-2.29%) | 20,000,753 (0.00%) | 20,000,753 |
