$16.71B Market Cap.
SOFI Market Cap. (MRY)
SOFI Shares Outstanding (MRY)
SOFI Assets (MRY)
Total Assets
$36.25B
Total Liabilities
$29.73B
Total Investments
$31.14B
SOFI Income (MRY)
Revenue
$2.67B
Net Income
$498.67M
Operating Expense
$1.95B
SOFI Cash Flow (MRY)
CF Operations
-$1.12B
CF Investing
-$4.82B
CF Financing
$5.03B
SOFI Dividends (MRY)
Period | Dividends | Yield % | Growth % | Payout Ratio | Coverage Ratio |
|---|---|---|---|---|---|
2024 | $0 | 0% | 0% | 0% | - |
2023 | $0 | 0% | 0% | 0% | - |
2022 | $0 | 0% | 0% | 0% | - |
2021 | $0 | 0% | 0% | 0% | - |
2020 | $0 | 0% | - | 0% | - |
SOFI Balance Sheet (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Total Assets | $36,250,951,000 (20.54%) | $30,074,858,000 (58.22%) | $19,007,675,000 (107.14%) | $9,176,326,000 (7.16%) |
Assets Current | - | - | - | - |
Assets Non-Current | - | - | - | - |
Goodwill & Intangible Assets | $2,033,427,000 (4.92%) | $1,938,022,000 (-12.50%) | $2,215,000,000 (63.91%) | $1,351,365,000 (-3.75%) |
Shareholders Equity | $6,525,134,000 (24.65%) | $5,234,612,000 (0.51%) | $5,208,102,000 (18.98%) | $4,377,329,000 (3744.28%) |
Property Plant & Equipment Net | $369,088,000 (20.40%) | $306,543,000 (14.71%) | $267,239,000 (17.69%) | $227,064,000 (14.48%) |
Cash & Equivalents | $2,709,360,000 (-25.06%) | $3,615,578,000 (95.83%) | $1,846,302,000 (140.27%) | $768,437,000 (-41.94%) |
Accumulated Other Comprehensive Income | -$8,365,000 (-591.89%) | -$1,209,000 (85.43%) | -$8,296,000 (-463.97%) | -$1,471,000 (-786.14%) |
Deferred Revenue | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Total Investments | $31,139,076,000 (28.60%) | $24,214,715,000 (64.96%) | $14,679,134,000 (114.94%) | $6,829,460,000 (24.13%) |
Investments Current | - | - | - | - |
Investments Non-Current | - | - | - | - |
Inventory | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Trade & Non-Trade Receivables | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Trade & Non-Trade Payables | $556,923,000 (1.31%) | $549,748,000 (6.50%) | $516,215,000 (73.13%) | $298,164,000 (-34.17%) |
Accumulated Retained Earnings (Deficit) | -$1,305,598,000 (27.64%) | -$1,804,263,000 (-20.00%) | -$1,503,521,000 (-27.08%) | -$1,183,114,000 (-69.22%) |
Tax Assets | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Tax Liabilities | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Total Debt | $3,190,690,000 (-40.35%) | $5,349,461,000 (-4.83%) | $5,620,688,000 (34.45%) | $4,180,459,000 (-17.33%) |
Debt Current | - | - | - | - |
Debt Non-Current | - | - | - | - |
Total Liabilities | $29,725,817,000 (21.23%) | $24,519,872,000 (81.91%) | $13,479,199,000 (200.97%) | $4,478,623,000 (-18.72%) |
Liabilities Current | - | - | - | - |
Liabilities Non-Current | - | - | - | - |
SOFI Income Statement (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Revenues | $2,674,859,000 (26.01%) | $2,122,789,000 (34.91%) | $1,573,535,000 (59.77%) | $984,872,000 (74.15%) |
Cost of Revenue | $461,633,000 (21.48%) | $379,998,000 (21.32%) | $313,226,000 (21.89%) | $256,980,000 (43.65%) |
Selling General & Administrative Expense | $1,396,382,000 (13.49%) | $1,230,411,000 (9.91%) | $1,119,441,000 (20.97%) | $925,409,000 (80.06%) |
Research & Development Expense | $551,787,000 (7.89%) | $511,419,000 (26.20%) | $405,257,000 (46.79%) | $276,087,000 (37.22%) |
Operating Expenses | $1,948,169,000 (-4.69%) | $2,043,949,000 (29.44%) | $1,579,030,000 (30.60%) | $1,209,069,000 (69.06%) |
Interest Expense | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Income Tax Expense | -$265,320,000 (-63678.85%) | -$416,000 (-124.67%) | $1,686,000 (-38.91%) | $2,760,000 (102.64%) |
Net Loss Income from Discontinued Operations | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Consolidated Income | $498,665,000 (265.81%) | -$300,742,000 (6.14%) | -$320,407,000 (33.79%) | -$483,937,000 (-115.99%) |
Net Income to Non-Controlling Interests | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Net Income | $498,665,000 (265.81%) | -$300,742,000 (6.14%) | -$320,407,000 (33.79%) | -$483,937,000 (-115.99%) |
Preferred Dividends Income Statement Impact | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Net Income Common Stock | $498,665,000 (265.81%) | -$300,742,000 (6.14%) | -$320,407,000 (33.79%) | -$483,937,000 (-115.99%) |
Weighted Average Shares | $1,050,219,000 (11.13%) | $945,024,160 (4.90%) | $900,886,113 (71.03%) | $526,730,261 (613.23%) |
Weighted Average Shares Diluted | $1,101,390,000 (16.55%) | $945,024,160 (4.90%) | $900,886,113 (71.03%) | $526,730,261 (613.23%) |
Earning Before Interest & Taxes (EBIT) | $233,345,000 (177.48%) | -$301,158,000 (5.51%) | -$318,721,000 (33.76%) | -$481,177,000 (-46.47%) |
Gross Profit | $2,213,226,000 (26.99%) | $1,742,791,000 (38.28%) | $1,260,309,000 (73.15%) | $727,892,000 (88.26%) |
Operating Income | $265,057,000 (188.01%) | -$301,158,000 (5.51%) | -$318,721,000 (33.76%) | -$481,177,000 (-46.47%) |
SOFI Cash Flow Statement (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Net Cash Flow from Investing | -$4,820,990,000 (-155.10%) | -$1,889,864,000 (-1677.31%) | -$106,333,000 (-196.50%) | $110,193,000 (-57.45%) |
Net Cash Flow from Financing | $5,034,577,000 (-53.75%) | $10,885,602,000 (28.98%) | $8,439,485,000 (1132.06%) | $684,987,000 (-19.77%) |
Net Cash Flow from Operations | -$1,119,807,000 (84.51%) | -$7,227,139,000 (0.40%) | -$7,255,858,000 (-437.38%) | -$1,350,217,000 (-181.68%) |
Net Cash Flow / Change in Cash & Cash Equivalents | -$906,218,000 (-151.22%) | $1,769,276,000 (64.15%) | $1,077,865,000 (294.21%) | -$554,991,000 (-187.65%) |
Net Cash Flow - Business Acquisitions and Disposals | $0 (0%) | -$72,301,000 (-223.51%) | $58,540,000 (0%) | $0 (0%) |
Net Cash Flow - Investment Acquisitions and Disposals | -$4,657,373,000 (-174.55%) | -$1,696,371,000 (-2674.57%) | -$61,140,000 (-137.64%) | $162,454,000 (-49.79%) |
Capital Expenditure | -$163,617,000 (-35.01%) | -$121,192,000 (-16.83%) | -$103,733,000 (-98.49%) | -$52,261,000 (-112.88%) |
Issuance (Repayment) of Debt Securities | -$1,488,161,000 (-410.13%) | -$291,722,000 (-121.88%) | $1,333,308,000 (245.27%) | -$917,843,000 (-280.52%) |
Issuance (Purchase) of Equity Shares | $21,407,000 (1769.61%) | $1,145,000 (-56.13%) | $2,610,000 (-99.87%) | $2,082,575,000 (457.46%) |
Payment of Dividends & Other Cash Distributions | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Effect of Exchange Rate Changes on Cash | $2,000 (-99.70%) | $677,000 (18.56%) | $571,000 (1141.30%) | $46,000 (131.72%) |
Share Based Compensation | $246,152,000 (-9.24%) | $271,216,000 (-11.37%) | $305,994,000 (28.03%) | $239,011,000 (139.32%) |
Depreciation Amortization & Accretion | $203,498,000 (1.03%) | $201,416,000 (33.07%) | $151,360,000 (49.02%) | $101,568,000 (45.45%) |
SOFI Financial Metrics (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Gross Margin | 82.70% (0.73%) | 82.10% (2.50%) | 80.10% (8.39%) | 73.90% (8.04%) |
Profit Margin | 18.60% (230.99%) | -14.20% (30.39%) | -20.40% (58.45%) | -49.10% (-23.99%) |
EBITDA Margin | 16.30% (446.81%) | -4.70% (55.66%) | -10.60% (72.47%) | -38.50% (15.75%) |
Return on Average Equity (ROAE) | 8.20% (241.38%) | -5.80% (6.45%) | -6.20% (59.74%) | -15.40% (-115.78%) |
Return on Average Assets (ROAA) | 1.50% (236.36%) | -1.10% (47.62%) | -2.10% (65.00%) | -6.00% (-114.29%) |
Return on Sales (ROS) | 8.70% (161.27%) | -14.20% (30.05%) | -20.30% (58.49%) | -48.90% (15.83%) |
Return on Invested Capital (ROIC) | 0.70% (163.64%) | -1.10% (45.00%) | -2.00% (60.78%) | -5.10% (-75.86%) |
Dividend Yield | 0% (0%) | 0% (0%) | 0% (0%) | 0% (0%) |
Price to Earnings Ratio (P/E) | 33.48 (221.13%) | -27.64 (-139.82%) | -11.53 (27.10%) | -15.81 (-446.49%) |
Price to Sales Ratio (P/S) | 6.05 (36.48%) | 4.43 (67.87%) | 2.64 (-68.79%) | 8.46 (420.37%) |
Price to Book Ratio (P/B) | 2.56 (40.56%) | 1.82 (121.92%) | 0.82 (-71.83%) | 2.91 (127.96%) |
Debt to Equity Ratio (D/E) | 4.56 (-2.73%) | 4.68 (80.99%) | 2.59 (152.98%) | 1.02 (102.23%) |
Earnings Per Share (EPS) | 0.46 (227.78%) | -0.36 (10.00%) | -0.4 (60.00%) | -1 (76.74%) |
Sales Per Share (SPS) | 2.55 (13.40%) | 2.25 (28.56%) | 1.75 (-6.58%) | 1.87 (-75.58%) |
Free Cash Flow Per Share (FCFPS) | -1.22 (84.28%) | -7.78 (4.81%) | -8.17 (-206.76%) | -2.66 (60.97%) |
Book Value Per Share (BVPS) | 6.21 (12.17%) | 5.54 (-4.19%) | 5.78 (-30.43%) | 8.31 (611.07%) |
Tangible Assets Book Value Per Share (TABVPS) | 32.58 (9.43%) | 29.77 (59.73%) | 18.64 (25.47%) | 14.86 (-84.68%) |
Enterprise Value Over EBIT (EV/EBIT) | 73 (273.81%) | -42 (-75.00%) | -24 (22.58%) | -31 (-520.00%) |
Enterprise Value Over EBITDA (EV/EBITDA) | 38.97 (130.83%) | -126.4 (-172.88%) | -46.32 (-17.88%) | -39.3 (-574.49%) |
Asset Turnover | 0.08 (0.00%) | 0.08 (-23.81%) | 0.1 (-13.93%) | 0.12 (71.83%) |
Current Ratio | - | - | - | - |
Dividends | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Free Cash Flow (FCF) | -$1,283,424,000 (82.53%) | -$7,348,331,000 (0.15%) | -$7,359,591,000 (-424.76%) | -$1,402,478,000 (-178.33%) |
Enterprise Value (EV) | $17,023,393,875 (35.03%) | $12,607,414,034 (62.63%) | $7,752,348,535 (-48.03%) | $14,917,150,557 (889.73%) |
Earnings Before Tax (EBT) | $233,345,000 (177.48%) | -$301,158,000 (5.51%) | -$318,721,000 (33.76%) | -$481,177,000 (-46.47%) |
Earnings Before Interest Taxes & Depreciation Amortization (EBITDA) | $436,843,000 (537.97%) | -$99,742,000 (40.40%) | -$167,361,000 (55.91%) | -$379,609,000 (-46.74%) |
Invested Capital | $34,698,854,000 (16.16%) | $29,870,719,000 (45.24%) | $20,567,061,000 (83.03%) | $11,236,983,000 (3.16%) |
Working Capital | - | - | - | - |
Tangible Asset Value | $34,217,524,000 (21.61%) | $28,136,836,000 (67.55%) | $16,792,675,000 (114.60%) | $7,824,961,000 (9.29%) |
Market Capitalization | $16,711,261,875 (75.18%) | $9,539,490,034 (123.00%) | $4,277,795,535 (-66.47%) | $12,757,351,557 (919.14%) |
Average Equity | $6,093,428,500 (17.30%) | $5,194,933,250 (-0.03%) | $5,196,396,000 (65.76%) | $3,134,902,500 (1465.44%) |
Average Assets | $33,644,716,500 (26.88%) | $26,516,605,250 (77.49%) | $14,940,010,000 (85.04%) | $8,073,721,750 (1.86%) |
Invested Capital Average | $31,666,472,500 (16.20%) | $27,251,780,500 (69.53%) | $16,074,720,000 (71.18%) | $9,390,471,500 (-15.96%) |
Shares | 1,085,146,875 (13.18%) | 958,742,717 (3.32%) | 927,938,294 (15.00%) | 806,916,607 (701.90%) |
