$4.47B Market Cap.
RELY Market Cap. (MRY)
RELY Shares Outstanding (MRY)
RELY Assets (MRY)
Total Assets
$1.01B
Total Liabilities
$347.40M
Total Investments
$0
RELY Income (MRY)
Revenue
$1.26B
Net Income
-$36.98M
Operating Expense
$871.45M
RELY Cash Flow (MRY)
CF Operations
$194.49M
CF Investing
-$17.70M
CF Financing
-$127.44M
RELY Dividends (MRY)
Period | Dividends | Yield % | Growth % | Payout Ratio | Coverage Ratio |
|---|---|---|---|---|---|
2024 | $0 | 0% | 0% | 0% | - |
2023 | $0 | 0% | 0% | 0% | - |
2022 | $0 | 0% | 0% | 0% | - |
2021 | $0 | 0% | 0% | 0% | - |
2020 | $0 | - | - | 0% | - |
RELY Balance Sheet (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Total Assets | $1,012,871,000 (-2.26%) | $1,036,306,000 (48.90%) | $695,953,000 (11.23%) | $625,664,000 (72.36%) |
Assets Current | $897,514,000 (-3.71%) | $932,118,000 (39.24%) | $669,419,000 (10.18%) | $607,552,000 (75.93%) |
Assets Non-Current | $115,357,000 (10.72%) | $104,188,000 (292.66%) | $26,534,000 (46.50%) | $18,112,000 (2.57%) |
Goodwill & Intangible Assets | $65,403,000 (-8.63%) | $71,582,000 (0%) | $0 (0%) | $0 (0%) |
Shareholders Equity | $665,471,000 (25.72%) | $529,337,000 (10.26%) | $480,087,000 (-0.05%) | $480,328,000 (327.29%) |
Property Plant & Equipment Net | $44,568,000 (74.54%) | $25,535,000 (26.28%) | $20,221,000 (38.97%) | $14,551,000 (-4.77%) |
Cash & Equivalents | $368,097,000 (13.71%) | $323,710,000 (7.68%) | $300,635,000 (-25.46%) | $403,313,000 (114.44%) |
Accumulated Other Comprehensive Income | -$1,658,000 (-594.93%) | $335,000 (145.09%) | -$743,000 (-393.68%) | $253,000 (-57.19%) |
Deferred Revenue | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Total Investments | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Investments Current | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Investments Non-Current | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Inventory | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Trade & Non-Trade Receivables | $193,965,000 (-48.88%) | $379,417,000 (98.23%) | $191,402,000 (184.76%) | $67,215,000 (32.50%) |
Trade & Non-Trade Payables | $16,159,000 (-53.90%) | $35,051,000 (415.91%) | $6,794,000 (461.49%) | $1,210,000 (-71.57%) |
Accumulated Retained Earnings (Deficit) | -$528,281,000 (-7.53%) | -$491,303,000 (-31.55%) | -$373,463,000 (-43.95%) | -$259,444,000 (-17.56%) |
Tax Assets | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Tax Liabilities | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Total Debt | $16,286,000 (-88.61%) | $142,990,000 (1455.08%) | $9,195,000 (49.59%) | $6,147,000 (-92.93%) |
Debt Current | $7,213,000 (-15.27%) | $8,513,000 (141.78%) | $3,521,000 (8.67%) | $3,240,000 (-96.09%) |
Debt Non-Current | $9,073,000 (-93.25%) | $134,477,000 (2270.06%) | $5,674,000 (95.18%) | $2,907,000 (-27.47%) |
Total Liabilities | $347,400,000 (-31.48%) | $506,969,000 (134.85%) | $215,866,000 (48.53%) | $145,336,000 (-22.12%) |
Liabilities Current | $329,008,000 (-10.31%) | $366,839,000 (75.40%) | $209,142,000 (47.68%) | $141,616,000 (-22.09%) |
Liabilities Non-Current | $18,392,000 (-86.88%) | $140,130,000 (1984.03%) | $6,724,000 (80.75%) | $3,720,000 (-23.06%) |
RELY Income Statement (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Revenues | $1,263,963,000 (33.85%) | $944,285,000 (44.48%) | $653,560,000 (42.51%) | $458,605,000 (78.48%) |
Cost of Revenue | $431,604,000 (31.14%) | $329,113,000 (27.16%) | $258,827,000 (35.08%) | $191,606,000 (73.53%) |
Selling General & Administrative Expense | $499,656,000 (20.75%) | $413,789,000 (36.92%) | $302,220,000 (57.53%) | $191,847,000 (81.91%) |
Research & Development Expense | $269,817,000 (22.68%) | $219,939,000 (58.55%) | $138,719,000 (116.43%) | $64,093,000 (57.18%) |
Operating Expenses | $871,445,000 (19.48%) | $729,367,000 (41.41%) | $515,769,000 (68.16%) | $306,721,000 (74.55%) |
Interest Expense | $3,241,000 (37.80%) | $2,352,000 (80.65%) | $1,302,000 (3.66%) | $1,256,000 (5.63%) |
Income Tax Expense | $6,727,000 (13.98%) | $5,902,000 (465.87%) | $1,043,000 (0.00%) | $1,043,000 (-10.32%) |
Net Loss Income from Discontinued Operations | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Consolidated Income | -$36,978,000 (68.62%) | -$117,840,000 (-3.35%) | -$114,019,000 (-194.20%) | -$38,756,000 (-19.01%) |
Net Income to Non-Controlling Interests | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Net Income | -$36,978,000 (68.62%) | -$117,840,000 (-3.35%) | -$114,019,000 (-194.20%) | -$38,756,000 (-19.01%) |
Preferred Dividends Income Statement Impact | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Net Income Common Stock | -$36,978,000 (68.62%) | -$117,840,000 (-3.35%) | -$114,019,000 (-194.20%) | -$38,756,000 (-19.01%) |
Weighted Average Shares | $194,646,436 (7.65%) | $180,818,399 (7.77%) | $167,774,123 (176.27%) | $60,728,748 (183.00%) |
Weighted Average Shares Diluted | $194,646,436 (7.65%) | $180,818,399 (7.77%) | $167,774,123 (176.27%) | $60,728,748 (183.00%) |
Earning Before Interest & Taxes (EBIT) | -$27,010,000 (75.35%) | -$109,586,000 (1.87%) | -$111,674,000 (-206.32%) | -$36,457,000 (-20.67%) |
Gross Profit | $832,359,000 (35.31%) | $615,172,000 (55.85%) | $394,733,000 (47.84%) | $266,999,000 (82.20%) |
Operating Income | -$39,086,000 (65.77%) | -$114,195,000 (5.65%) | -$121,036,000 (-204.71%) | -$39,722,000 (-36.11%) |
RELY Cash Flow Statement (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Net Cash Flow from Investing | -$17,702,000 (64.62%) | -$50,037,000 (-584.59%) | -$7,309,000 (-61.20%) | -$4,534,000 (-3.75%) |
Net Cash Flow from Financing | -$127,440,000 (-200.62%) | $126,650,000 (1043.98%) | $11,071,000 (-95.35%) | $238,203,000 (94.90%) |
Net Cash Flow from Operations | $194,485,000 (462.91%) | -$53,590,000 (49.03%) | -$105,140,000 (-471.69%) | -$18,391,000 (83.90%) |
Net Cash Flow / Change in Cash & Cash Equivalents | $44,788,000 (84.35%) | $24,295,000 (123.68%) | -$102,579,000 (-147.66%) | $215,238,000 (4625.31%) |
Net Cash Flow - Business Acquisitions and Disposals | $0 (0%) | -$40,933,000 (-16405.24%) | -$248,000 (0%) | $0 (0%) |
Net Cash Flow - Investment Acquisitions and Disposals | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Capital Expenditure | -$17,702,000 (-94.44%) | -$9,104,000 (-28.93%) | -$7,061,000 (-55.73%) | -$4,534,000 (-3.75%) |
Issuance (Repayment) of Debt Securities | -$130,000,000 (-215.11%) | $112,932,000 (29509.38%) | -$384,000 (99.51%) | -$78,313,000 (-323.75%) |
Issuance (Purchase) of Equity Shares | $18,049,000 (-11.61%) | $20,420,000 (76.74%) | $11,554,000 (-96.31%) | $313,536,000 (13062.72%) |
Payment of Dividends & Other Cash Distributions | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Effect of Exchange Rate Changes on Cash | -$4,555,000 (-458.10%) | $1,272,000 (205.91%) | -$1,201,000 (-2902.50%) | -$40,000 (-104.36%) |
Share Based Compensation | $152,137,000 (11.08%) | $136,967,000 (43.73%) | $95,293,000 (460.02%) | $17,016,000 (223.25%) |
Depreciation Amortization & Accretion | $18,054,000 (37.63%) | $13,118,000 (95.09%) | $6,724,000 (27.93%) | $5,256,000 (29.46%) |
RELY Financial Metrics (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Gross Margin | 65.90% (1.23%) | 65.10% (7.78%) | 60.40% (3.78%) | 58.20% (2.11%) |
Profit Margin | -2.90% (76.80%) | -12.50% (28.16%) | -17.40% (-104.71%) | -8.50% (33.07%) |
EBITDA Margin | -0.70% (93.14%) | -10.20% (36.65%) | -16.10% (-136.76%) | -6.80% (33.33%) |
Return on Average Equity (ROAE) | -6.10% (73.25%) | -22.80% (5.79%) | -24.20% (15.97%) | -28.80% (-275.61%) |
Return on Average Assets (ROAA) | -3.70% (73.57%) | -14.00% (15.66%) | -16.60% (-112.82%) | -7.80% (25.00%) |
Return on Sales (ROS) | -2.10% (81.90%) | -11.60% (32.16%) | -17.10% (-116.46%) | -7.90% (33.05%) |
Return on Invested Capital (ROIC) | -7.50% (79.67%) | -36.90% (66.91%) | -111.50% (-155.15%) | -43.70% (48.59%) |
Dividend Yield | 0% (0%) | 0% (0%) | 0% (0%) | 0% |
Price to Earnings Ratio (P/E) | -118.79 (-297.59%) | -29.88 (-77.44%) | -16.84 (47.74%) | -32.22 |
Price to Sales Ratio (P/S) | 3.48 (-6.53%) | 3.72 (26.54%) | 2.94 (7.62%) | 2.73 |
Price to Book Ratio (P/B) | 6.72 (-1.12%) | 6.79 (66.90%) | 4.07 (-42.23%) | 7.04 |
Debt to Equity Ratio (D/E) | 0.52 (-45.51%) | 0.96 (112.89%) | 0.45 (48.51%) | 0.3 (134.31%) |
Earnings Per Share (EPS) | -0.19 (70.77%) | -0.65 (4.41%) | -0.68 (-6.25%) | -0.64 (57.89%) |
Sales Per Share (SPS) | 6.49 (24.36%) | 5.22 (34.07%) | 3.9 (-48.42%) | 7.55 (-36.93%) |
Free Cash Flow Per Share (FCFPS) | 0.91 (361.67%) | -0.35 (48.13%) | -0.67 (-77.45%) | -0.38 (93.18%) |
Book Value Per Share (BVPS) | 3.42 (16.81%) | 2.93 (2.27%) | 2.86 (-63.81%) | 7.91 (180.31%) |
Tangible Assets Book Value Per Share (TABVPS) | 4.87 (-8.75%) | 5.33 (28.62%) | 4.15 (-59.74%) | 10.3 (-39.09%) |
Enterprise Value Over EBIT (EV/EBIT) | -154 (-396.77%) | -31 (-121.43%) | -14 (82.72%) | -81 |
Enterprise Value Over EBITDA (EV/EBITDA) | -464.44 (-1223.18%) | -35.1 (-132.07%) | -15.13 (83.99%) | -94.46 |
Asset Turnover | 1.26 (12.40%) | 1.12 (17.63%) | 0.95 (2.69%) | 0.93 (13.59%) |
Current Ratio | 2.73 (7.36%) | 2.54 (-20.62%) | 3.2 (-25.38%) | 4.29 (125.79%) |
Dividends | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Free Cash Flow (FCF) | $176,783,000 (381.98%) | -$62,694,000 (44.12%) | -$112,201,000 (-389.43%) | -$22,925,000 (80.67%) |
Enterprise Value (EV) | $4,159,490,404 (22.84%) | $3,385,988,330 (113.30%) | $1,587,403,544 (-46.14%) | $2,947,294,618 |
Earnings Before Tax (EBT) | -$30,251,000 (72.98%) | -$111,938,000 (0.92%) | -$112,976,000 (-199.57%) | -$37,713,000 (-20.10%) |
Earnings Before Interest Taxes & Depreciation Amortization (EBITDA) | -$8,956,000 (90.72%) | -$96,468,000 (8.08%) | -$104,950,000 (-236.37%) | -$31,201,000 (-19.31%) |
Invested Capital | $266,649,000 (-36.08%) | $417,165,000 (113.52%) | $195,371,000 (124.87%) | $86,882,000 (8.46%) |
Working Capital | $568,506,000 (0.57%) | $565,279,000 (22.81%) | $460,277,000 (-1.21%) | $465,936,000 (184.88%) |
Tangible Asset Value | $947,468,000 (-1.79%) | $964,724,000 (38.62%) | $695,953,000 (11.23%) | $625,664,000 (72.36%) |
Market Capitalization | $4,470,240,404 (24.32%) | $3,595,763,330 (84.01%) | $1,954,100,544 (-42.25%) | $3,383,875,618 |
Average Equity | $606,138,500 (17.34%) | $516,571,750 (9.60%) | $471,326,000 (250.43%) | $134,499,500 (167.57%) |
Average Assets | $1,003,173,750 (19.11%) | $842,192,000 (22.86%) | $685,484,000 (38.67%) | $494,326,500 (57.17%) |
Invested Capital Average | $359,275,000 (21.05%) | $296,798,000 (196.33%) | $100,157,000 (19.96%) | $83,493,500 (134.90%) |
Shares | 198,061,161 (6.97%) | 185,157,741 (8.49%) | 170,663,803 (4.00%) | 164,106,480 |
