$1.94B Market Cap.
OFG Market Cap. (MRY)
OFG Shares Outstanding (MRY)
OFG Assets (MRY)
Total Assets
$11.50B
Total Liabilities
$10.25B
Total Investments
$10.35B
OFG Income (MRY)
Revenue
$629.44M
Net Income
$198.17M
Operating Expense
$375.69M
OFG Cash Flow (MRY)
CF Operations
$252.50M
CF Investing
-$335.98M
CF Financing
-$73.56M
OFG Dividends (MRY)
Period | Dividends | Yield % | Growth % | Payout Ratio | Coverage Ratio |
|---|---|---|---|---|---|
2024 | $1.00 | 2.40% | 13.64% | 23.53% | 4.25 |
2023 | $0.88 | 2.30% | 25.71% | 22.86% | 4.38 |
2022 | $0.70 | 2.50% | 75.00% | 20.23% | 4.94 |
2021 | $0.40 | 1.50% | 42.86% | 14.04% | 7.13 |
2020 | $0.28 | 1.50% | - | 21.21% | 4.71 |
OFG Balance Sheet (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Total Assets | $11,500,734,000 (1.38%) | $11,344,453,000 (15.54%) | $9,818,780,000 (-0.82%) | $9,899,720,000 (0.75%) |
Assets Current | - | - | - | - |
Assets Non-Current | - | - | - | - |
Goodwill & Intangible Assets | $169,458,000 (9.71%) | $154,455,000 (-5.10%) | $162,755,000 (-4.90%) | $171,135,000 (-4.53%) |
Shareholders Equity | $1,254,371,000 (5.10%) | $1,193,480,000 (14.49%) | $1,042,406,000 (-2.50%) | $1,069,160,000 (-1.55%) |
Property Plant & Equipment Net | $123,709,000 (-1.68%) | $125,827,000 (-4.81%) | $132,183,000 (9.27%) | $120,970,000 (5.04%) |
Cash & Equivalents | $591,137,000 (-20.99%) | $748,173,000 (35.92%) | $550,464,000 (-72.80%) | $2,023,650,000 (-6.12%) |
Accumulated Other Comprehensive Income | -$89,839,000 (-34.06%) | -$67,013,000 (28.26%) | -$93,409,000 (-1910.25%) | $5,160,000 (-53.18%) |
Deferred Revenue | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Total Investments | $10,354,108,000 (2.63%) | $10,088,388,000 (16.03%) | $8,694,758,000 (20.34%) | $7,225,129,000 (3.81%) |
Investments Current | - | - | - | - |
Investments Non-Current | - | - | - | - |
Inventory | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Trade & Non-Trade Receivables | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Trade & Non-Trade Payables | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Accumulated Retained Earnings (Deficit) | $771,993,000 (20.75%) | $639,324,000 (23.81%) | $516,371,000 (29.11%) | $399,949,000 (33.27%) |
Tax Assets | $6,248,000 (26.91%) | $4,923,000 (-91.13%) | $55,485,000 (-43.99%) | $99,063,000 (-39.03%) |
Tax Liabilities | $40,718,000 (81.42%) | $22,444,000 (0%) | $0 (0%) | $0 (0%) |
Total Debt | $422,562,000 (87.97%) | $224,799,000 (313.20%) | $54,404,000 (-42.77%) | $95,069,000 (-29.54%) |
Debt Current | - | - | - | - |
Debt Non-Current | - | - | - | - |
Total Liabilities | $10,246,363,000 (0.94%) | $10,150,973,000 (15.66%) | $8,776,374,000 (-0.61%) | $8,830,560,000 (1.04%) |
Liabilities Current | - | - | - | - |
Liabilities Non-Current | - | - | - | - |
OFG Income Statement (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Revenues | $629,438,000 (0.13%) | $628,613,000 (6.61%) | $589,651,000 (9.12%) | $540,359,000 (22.78%) |
Cost of Revenue | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Selling General & Administrative Expense | $340,137,000 (2.02%) | $333,402,000 (7.29%) | $310,748,000 (7.01%) | $290,402,000 (3.11%) |
Research & Development Expense | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Operating Expenses | $375,690,000 (3.39%) | $363,365,000 (5.16%) | $345,546,000 (6.08%) | $325,756,000 (-5.66%) |
Interest Expense | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Income Tax Expense | $55,578,000 (-33.34%) | $83,376,000 (7.08%) | $77,866,000 (13.75%) | $68,452,000 (233.93%) |
Net Loss Income from Discontinued Operations | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Consolidated Income | $198,170,000 (8.96%) | $181,872,000 (9.40%) | $166,239,000 (13.74%) | $146,151,000 (96.63%) |
Net Income to Non-Controlling Interests | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Net Income | $198,170,000 (8.96%) | $181,872,000 (9.40%) | $166,239,000 (13.74%) | $146,151,000 (96.63%) |
Preferred Dividends Income Statement Impact | $0 (0%) | $0 (0%) | $0 (0%) | $1,255,000 (-80.73%) |
Net Income Common Stock | $198,170,000 (8.96%) | $181,872,000 (9.40%) | $166,239,000 (14.73%) | $144,896,000 (113.66%) |
Weighted Average Shares | $46,902,000 (-1.37%) | $47,552,000 (-1.83%) | $48,436,000 (-5.71%) | $51,370,000 (-0.36%) |
Weighted Average Shares Diluted | $46,902,000 (-1.37%) | $47,552,000 (-1.83%) | $48,436,000 (-5.71%) | $51,370,000 (-0.36%) |
Earning Before Interest & Taxes (EBIT) | $253,748,000 (-4.34%) | $265,248,000 (8.66%) | $244,105,000 (13.75%) | $214,603,000 (126.31%) |
Gross Profit | $629,438,000 (0.13%) | $628,613,000 (6.61%) | $589,651,000 (9.12%) | $540,359,000 (22.78%) |
Operating Income | $253,748,000 (-4.34%) | $265,248,000 (8.66%) | $244,105,000 (13.75%) | $214,603,000 (126.31%) |
OFG Cash Flow Statement (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Net Cash Flow from Investing | -$335,979,000 (76.08%) | -$1,404,745,000 (7.15%) | -$1,512,937,000 (-727.04%) | -$182,934,000 (-124.15%) |
Net Cash Flow from Financing | -$73,557,000 (-105.63%) | $1,306,797,000 (1147.91%) | -$124,705,000 (-154.31%) | -$49,037,000 (-109.61%) |
Net Cash Flow from Operations | $252,500,000 (-14.60%) | $295,657,000 (79.78%) | $164,456,000 (64.38%) | $100,044,000 (186.17%) |
Net Cash Flow / Change in Cash & Cash Equivalents | -$157,036,000 (-179.43%) | $197,709,000 (113.42%) | -$1,473,186,000 (-1016.67%) | -$131,927,000 (-110.13%) |
Net Cash Flow - Business Acquisitions and Disposals | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Net Cash Flow - Investment Acquisitions and Disposals | -$362,822,000 (74.93%) | -$1,447,011,000 (5.83%) | -$1,536,587,000 (-648.03%) | -$205,417,000 (-128.04%) |
Capital Expenditure | -$21,335,000 (-19.73%) | -$17,819,000 (32.03%) | -$26,215,000 (-16.60%) | -$22,483,000 (-47.81%) |
Issuance (Repayment) of Debt Securities | $199,998,000 (15.56%) | $173,070,000 (574.10%) | -$36,505,000 (6.81%) | -$39,174,000 (80.70%) |
Issuance (Purchase) of Equity Shares | -$74,692,000 (-267.18%) | -$20,342,000 (68.71%) | -$65,016,000 (-31.11%) | -$49,589,000 (-2918.20%) |
Payment of Dividends & Other Cash Distributions | -$45,646,000 (-11.30%) | -$41,011,000 (-36.29%) | -$30,090,000 (-52.60%) | -$19,718,000 (-37.11%) |
Effect of Exchange Rate Changes on Cash | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Share Based Compensation | $7,170,000 (43.37%) | $5,001,000 (19.50%) | $4,185,000 (-32.99%) | $6,245,000 (187.79%) |
Depreciation Amortization & Accretion | $20,875,000 (2.39%) | $20,387,000 (28.93%) | $15,812,000 (11.92%) | $14,128,000 (11.36%) |
OFG Financial Metrics (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Gross Margin | 100.00% (0.00%) | 100.00% (0.00%) | 100.00% (0.00%) | 100.00% (0.00%) |
Profit Margin | 31.50% (9.00%) | 28.90% (2.48%) | 28.20% (5.22%) | 26.80% (74.03%) |
EBITDA Margin | 43.60% (-3.96%) | 45.40% (2.95%) | 44.10% (4.26%) | 42.30% (73.36%) |
Return on Average Equity (ROAE) | 15.80% (-2.47%) | 16.20% (-0.61%) | 16.30% (21.64%) | 13.40% (109.38%) |
Return on Average Assets (ROAA) | 1.70% (0.00%) | 1.70% (6.25%) | 1.60% (14.29%) | 1.40% (100.00%) |
Return on Sales (ROS) | 40.30% (-4.50%) | 42.20% (1.93%) | 41.40% (4.28%) | 39.70% (84.65%) |
Return on Invested Capital (ROIC) | 2.40% (-11.11%) | 2.70% (-3.57%) | 2.80% (0.00%) | 2.80% (133.33%) |
Dividend Yield | 2.40% (4.35%) | 2.30% (-8.00%) | 2.50% (66.67%) | 1.50% (0.00%) |
Price to Earnings Ratio (P/E) | 9.96 (2.29%) | 9.73 (22.22%) | 7.96 (-14.53%) | 9.32 (-33.65%) |
Price to Sales Ratio (P/S) | 3.15 (11.22%) | 2.83 (25.22%) | 2.26 (-10.34%) | 2.52 (16.25%) |
Price to Book Ratio (P/B) | 1.55 (4.80%) | 1.48 (17.49%) | 1.26 (1.62%) | 1.24 (41.16%) |
Debt to Equity Ratio (D/E) | 8.17 (-3.95%) | 8.51 (1.02%) | 8.42 (1.94%) | 8.26 (2.62%) |
Earnings Per Share (EPS) | 4.25 (10.39%) | 3.85 (11.27%) | 3.46 (21.40%) | 2.85 (115.91%) |
Sales Per Share (SPS) | 13.42 (1.52%) | 13.22 (8.58%) | 12.17 (15.73%) | 10.52 (23.22%) |
Free Cash Flow Per Share (FCFPS) | 4.93 (-15.64%) | 5.84 (104.73%) | 2.85 (89.01%) | 1.51 (294.26%) |
Book Value Per Share (BVPS) | 26.75 (6.56%) | 25.1 (16.62%) | 21.52 (3.40%) | 20.81 (-1.19%) |
Tangible Assets Book Value Per Share (TABVPS) | 241.59 (2.67%) | 235.32 (18.04%) | 199.36 (5.27%) | 189.38 (1.21%) |
Enterprise Value Over EBIT (EV/EBIT) | 6 (0.00%) | 6 (200.00%) | 2 (133.33%) | -6 (53.85%) |
Enterprise Value Over EBITDA (EV/EBITDA) | 5.66 (-5.11%) | 5.97 (181.64%) | 2.12 (137.27%) | -5.69 (48.68%) |
Asset Turnover | 0.06 (-8.33%) | 0.06 (1.69%) | 0.06 (11.32%) | 0.05 (17.78%) |
Current Ratio | - | - | - | - |
Dividends | $1 (13.64%) | $0.88 (25.71%) | $0.7 (75.00%) | $0.4 (42.86%) |
Free Cash Flow (FCF) | $231,165,000 (-16.80%) | $277,838,000 (100.98%) | $138,241,000 (78.24%) | $77,561,000 (292.73%) |
Enterprise Value (EV) | $1,555,245,794 (-8.77%) | $1,704,771,569 (209.52%) | $550,787,776 (142.35%) | -$1,300,559,047 (-9.18%) |
Earnings Before Tax (EBT) | $253,748,000 (-4.34%) | $265,248,000 (8.66%) | $244,105,000 (13.75%) | $214,603,000 (126.31%) |
Earnings Before Interest Taxes & Depreciation Amortization (EBITDA) | $274,623,000 (-3.86%) | $285,635,000 (9.89%) | $259,917,000 (13.63%) | $228,731,000 (112.75%) |
Invested Capital | $11,162,701,000 (4.65%) | $10,666,624,000 (16.45%) | $9,159,965,000 (17.44%) | $7,800,004,000 (2.28%) |
Working Capital | - | - | - | - |
Tangible Asset Value | $11,331,276,000 (1.26%) | $11,189,998,000 (15.89%) | $9,656,025,000 (-0.75%) | $9,728,585,000 (0.85%) |
Market Capitalization | $1,942,401,794 (10.13%) | $1,763,726,569 (34.55%) | $1,310,843,776 (-0.99%) | $1,323,947,953 (39.07%) |
Average Equity | $1,253,964,500 (12.01%) | $1,119,551,000 (9.46%) | $1,022,780,000 (-5.11%) | $1,077,811,250 (2.30%) |
Average Assets | $11,345,109,000 (8.85%) | $10,422,679,750 (3.41%) | $10,078,713,250 (-1.96%) | $10,280,435,000 (5.40%) |
Invested Capital Average | $10,783,679,000 (9.66%) | $9,833,930,000 (11.29%) | $8,836,511,750 (14.15%) | $7,741,120,250 (-0.86%) |
Shares | 45,897,963 (-2.46%) | 47,057,806 (-1.06%) | 47,563,272 (-4.58%) | 49,847,438 (-2.92%) |
