LYG Financial Statements

Balance sheet, income statement, cash flow, and dividends for Lloyds Banking Group Plc (LYG).


£43.23B Market Cap.

As of 02/21/2025 5:00 PM ET (MRY) • Disclaimer

LYG Market Cap. (MRY)


LYG Shares Outstanding (MRY)


LYG Assets (MRY)


Total Assets

£906.70B

Total Liabilities

£860.81B

Total Investments

£778.39B

LYG Income (MRY)


Revenue

£34.28B

Net Income

£3.92B

Operating Expense

£12.03B

LYG Cash Flow (MRY)


CF Operations

-£4.39B

CF Investing

-£7.69B

CF Financing

-£5.93B

LYG Dividends (MRY)


Period

Dividends

Yield %

Growth %

Payout Ratio

Coverage Ratio

2024

$0.15

5.40%

18.40%

58.73%

1.70

2023

$0.13

5.20%

15.74%

41.12%

2.43

2022

$0.11

4.90%

56.52%

36.99%

2.70

2021

$0.07

2.70%

0%

23.00%

4.35

2020

$0

0%

-

0%

-

LYG Balance Sheet (MRY)


Metric

2024

2023

2022

2021

Total Assets

£906,697,000,000 (2.86%)

£881,453,000,000 (0.41%)

£877,829,000,000 (-0.98%)

£886,525,000,000 (1.75%)

Assets Current

-

-

-

-

Assets Non-Current

-

-

-

-

Goodwill & Intangible Assets

£8,188,000,000 (-1.42%)

£8,306,000,000 (-35.41%)

£12,860,000,000 (6.90%)

£12,030,000,000 (-0.39%)

Shareholders Equity

£45,716,000,000 (-3.07%)

£47,164,000,000 (-0.24%)

£47,277,000,000 (-10.66%)

£52,917,000,000 (7.59%)

Property Plant & Equipment Net

£0 (0%)

£0 (0%)

£0 (0%)

£0 (0%)

Cash & Equivalents

£62,705,000,000 (-19.72%)

£78,110,000,000 (-14.75%)

£91,630,000,000 (19.67%)

£76,567,000,000 (4.09%)

Accumulated Other Comprehensive Income

£0 (0%)

£0 (0%)

£0 (0%)

£0 (0%)

Deferred Revenue

£0 (0%)

£0 (0%)

£0 (0%)

£0 (0%)

Total Investments

£778,392,000,000 (4.41%)

£745,545,000,000 (2.91%)

£724,470,000,000 (-3.71%)

£752,416,000,000 (2.50%)

Investments Current

-

-

-

-

Investments Non-Current

-

-

-

-

Inventory

£0 (0%)

£0 (0%)

£0 (0%)

£0 (0%)

Trade & Non-Trade Receivables

£0 (0%)

£0 (0%)

£0 (0%)

£0 (0%)

Trade & Non-Trade Payables

£0 (0%)

£0 (0%)

£0 (0%)

£0 (0%)

Accumulated Retained Earnings (Deficit)

£5,912,000,000 (-12.93%)

£6,790,000,000 (-33.07%)

£10,145,000,000 (-0.94%)

£10,241,000,000 (123.41%)

Tax Assets

£5,531,000,000 (-13.14%)

£6,368,000,000 (9.04%)

£5,840,000,000 (67.77%)

£3,481,000,000 (2.35%)

Tax Liabilities

£170,000,000 (-13.27%)

£196,000,000 (-12.50%)

£224,000,000 (397.78%)

£45,000,000 (-40.79%)

Total Debt

£110,715,000,000 (-3.46%)

£114,687,000,000 (-7.28%)

£123,695,000,000 (18.94%)

£103,998,000,000 (-11.26%)

Debt Current

-

-

-

-

Debt Non-Current

-

-

-

-

Total Liabilities

£860,809,000,000 (3.20%)

£834,088,000,000 (0.46%)

£830,308,000,000 (-0.37%)

£833,373,000,000 (1.40%)

Liabilities Current

-

-

-

-

Liabilities Non-Current

-

-

-

-

LYG Income Statement (MRY)


Metric

2024

2023

2022

2021

Revenues

£34,281,000,000 (-29.61%)

£48,703,000,000 (738.55%)

£5,808,000,000 (-84.49%)

£37,444,000,000 (28.38%)

Cost of Revenue

£16,278,000,000 (-2.97%)

£16,776,000,000 (235.28%)

-£12,401,000,000 (-158.72%)

£21,120,000,000 (50.42%)

Selling General & Administrative Expense

£11,601,000,000 (7.19%)

£10,823,000,000 (10.90%)

£9,759,000,000 (-9.64%)

£10,800,000,000 (10.83%)

Research & Development Expense

£0 (0%)

£0 (0%)

£0 (0%)

£0 (0%)

Operating Expenses

£12,032,000,000 (8.14%)

£11,126,000,000 (-1.37%)

£11,281,000,000 (19.73%)

£9,422,000,000 (-32.22%)

Interest Expense

£0 (0%)

£0 (0%)

£0 (0%)

£0 (0%)

Income Tax Expense

£1,494,000,000 (-24.74%)

£1,985,000,000 (44.57%)

£1,373,000,000 (35.00%)

£1,017,000,000 (731.68%)

Net Loss Income from Discontinued Operations

£0 (0%)

£0 (0%)

£0 (0%)

£0 (0%)

Consolidated Income

£4,477,000,000 (-18.87%)

£5,518,000,000 (-0.67%)

£5,555,000,000 (-5.61%)

£5,885,000,000 (324.30%)

Net Income to Non-Controlling Interests

-£56,000,000 (3.45%)

-£58,000,000 (39.58%)

-£96,000,000 (4.95%)

-£101,000,000 (-46.38%)

Net Income

£3,923,000,000 (-20.47%)

£4,933,000,000 (-1.75%)

£5,021,000,000 (-6.24%)

£5,355,000,000 (519.08%)

Preferred Dividends Income Statement Impact

£0 (0%)

£0 (0%)

£0 (0%)

£0 (0%)

Net Income Common Stock

£3,923,000,000 (-20.47%)

£4,933,000,000 (-1.75%)

£5,021,000,000 (-6.24%)

£5,355,000,000 (519.08%)

Weighted Average Shares

£63,569,225,662 (-5.53%)

£67,287,852,204 (-5.26%)

£71,022,593,135 (0.26%)

£70,839,206,060 (1.12%)

Weighted Average Shares Diluted

-

-

-

-

Earning Before Interest & Taxes (EBIT)

£5,417,000,000 (-21.70%)

£6,918,000,000 (8.20%)

£6,394,000,000 (0.35%)

£6,372,000,000 (805.11%)

Gross Profit

£18,003,000,000 (-43.61%)

£31,927,000,000 (75.34%)

£18,209,000,000 (11.55%)

£16,324,000,000 (7.92%)

Operating Income

£5,971,000,000 (-71.29%)

£20,801,000,000 (200.25%)

£6,928,000,000 (0.38%)

£6,902,000,000 (462.97%)

LYG Cash Flow Statement (MRY)


Metric

2024

2023

2022

2021

Net Cash Flow from Investing

-£7,691,000,000 (21.69%)

-£9,821,000,000 (-2025.69%)

£510,000,000 (120.04%)

-£2,545,000,000 (36.38%)

Net Cash Flow from Financing

-£5,931,000,000 (-69.46%)

-£3,500,000,000 (47.07%)

-£6,613,000,000 (-104.48%)

-£3,234,000,000 (39.20%)

Net Cash Flow from Operations

-£4,393,000,000 (-164.51%)

£6,810,000,000 (-69.06%)

£22,011,000,000 (225.70%)

£6,758,000,000 (-76.00%)

Net Cash Flow / Change in Cash & Cash Equivalents

-£18,022,000,000 (-157.79%)

-£6,991,000,000 (-142.03%)

£16,635,000,000 (1485.80%)

£1,049,000,000 (-94.37%)

Net Cash Flow - Business Acquisitions and Disposals

-£117,000,000 (69.21%)

-£380,000,000 (-1.88%)

-£373,000,000 (-554.39%)

-£57,000,000 (-1800.00%)

Net Cash Flow - Investment Acquisitions and Disposals

-£3,456,000,000 (31.06%)

-£5,013,000,000 (-257.25%)

£3,188,000,000 (557.39%)

-£697,000,000 (68.91%)

Capital Expenditure

-£4,118,000,000 (7.00%)

-£4,428,000,000 (-92.10%)

-£2,305,000,000 (-28.70%)

-£1,791,000,000 (-2.05%)

Issuance (Repayment) of Debt Securities

-£629,000,000 (33.86%)

-£951,000,000 (51.99%)

-£1,981,000,000 (-6.51%)

-£1,860,000,000 (62.57%)

Issuance (Purchase) of Equity Shares

-£1,824,000,000 (4.35%)

-£1,907,000,000 (3.78%)

-£1,982,000,000 (-8028.00%)

£25,000,000 (-82.64%)

Payment of Dividends & Other Cash Distributions

-£1,828,000,000 (-10.72%)

-£1,651,000,000 (-11.93%)

-£1,475,000,000 (-68.19%)

-£877,000,000 (0%)

Effect of Exchange Rate Changes on Cash

-£7,000,000 (98.54%)

-£480,000,000 (-166.02%)

£727,000,000 (938.57%)

£70,000,000 (135.71%)

Share Based Compensation

£0 (0%)

£0 (0%)

£0 (0%)

£0 (0%)

Depreciation Amortization & Accretion

£0 (0%)

£0 (0%)

£0 (0%)

£0 (0%)

LYG Financial Metrics (MRY)


Metric

2024

2023

2022

2021

Gross Margin

52.50% (-19.97%)

65.60% (-79.07%)

313.50% (619.04%)

43.60% (-15.99%)

Profit Margin

11.40% (12.87%)

10.10% (-88.31%)

86.40% (504.20%)

14.30% (376.67%)

EBITDA Margin

15.80% (11.27%)

14.20% (-87.10%)

110.10% (547.65%)

17.00% (608.33%)

Return on Average Equity (ROAE)

8.40% (-22.94%)

10.90% (9.00%)

10.00% (-4.76%)

10.50% (483.33%)

Return on Average Assets (ROAA)

0.40% (-33.33%)

0.60% (0.00%)

0.60% (0.00%)

0.60% (500.00%)

Return on Sales (ROS)

15.80% (11.27%)

14.20% (-87.10%)

110.10% (547.65%)

17.00% (608.33%)

Return on Invested Capital (ROIC)

0.60% (-25.00%)

0.80% (14.29%)

0.70% (0.00%)

0.70% (600.00%)

Dividend Yield

5.40% (3.85%)

5.20% (6.12%)

4.90% (81.48%)

2.70% (0%)

Price to Earnings Ratio (P/E)

8.63 (39.03%)

6.21 (-0.67%)

6.25 (-1.91%)

6.38 (-78.61%)

Price to Sales Ratio (P/S)

1.01 (54.75%)

0.65 (-88.32%)

5.58 (516.80%)

0.91 (5.36%)

Price to Book Ratio (P/B)

0.76 (12.33%)

0.67 (-1.90%)

0.69 (7.19%)

0.64 (25.74%)

Debt to Equity Ratio (D/E)

18.83 (6.47%)

17.68 (0.69%)

17.56 (11.52%)

15.75 (-5.75%)

Earnings Per Share (EPS)

0.25 (-17.11%)

0.3 (4.11%)

0.29 (-2.67%)

0.3 (525.00%)

Sales Per Share (SPS)

2.7 (-26.44%)

3.67 (830.20%)

0.39 (-86.02%)

2.82 (23.59%)

Free Cash Flow Per Share (FCFPS)

-0.54 (-477.46%)

0.14 (-87.21%)

1.11 (296.43%)

0.28 (-81.42%)

Book Value Per Share (BVPS)

2.88 (2.60%)

2.8 (5.29%)

2.66 (-10.88%)

2.99 (6.41%)

Tangible Assets Book Value Per Share (TABVPS)

56.54 (8.92%)

51.91 (6.55%)

48.72 (-1.34%)

49.38 (0.65%)

Enterprise Value Over EBIT (EV/EBIT)

13 (44.44%)

9 (-10.00%)

10 (25.00%)

8 (-91.49%)

Enterprise Value Over EBITDA (EV/EBITDA)

13.22 (46.03%)

9.05 (-8.90%)

9.94 (26.16%)

7.88 (-91.66%)

Asset Turnover

0.04 (-32.14%)

0.06 (700.00%)

0.01 (-83.72%)

0.04 (26.47%)

Current Ratio

-

-

-

-

Dividends

£0.15 (18.40%)

£0.13 (15.74%)

£0.11 (56.52%)

£0.07 (0%)

Free Cash Flow (FCF)

-£8,511,000,000 (-457.30%)

£2,382,000,000 (-87.91%)

£19,706,000,000 (296.74%)

£4,967,000,000 (-81.18%)

Enterprise Value (EV)

£89,527,073,450 (12.92%)

£79,285,214,583 (3.56%)

£76,558,372,170 (14.40%)

£66,923,374,145 (-26.52%)

Earnings Before Tax (EBT)

£5,417,000,000 (-21.70%)

£6,918,000,000 (8.20%)

£6,394,000,000 (0.35%)

£6,372,000,000 (805.11%)

Earnings Before Interest Taxes & Depreciation Amortization (EBITDA)

£5,417,000,000 (-21.70%)

£6,918,000,000 (8.20%)

£6,394,000,000 (0.35%)

£6,372,000,000 (805.11%)

Invested Capital

£946,519,000,000 (4.04%)

£909,724,000,000 (1.41%)

£897,034,000,000 (-0.54%)

£901,926,000,000 (-0.10%)

Working Capital

-

-

-

-

Tangible Asset Value

£898,509,000,000 (2.90%)

£873,147,000,000 (0.95%)

£864,969,000,000 (-1.09%)

£874,495,000,000 (1.78%)

Market Capitalization

£43,227,073,450 (7.52%)

£40,204,491,692 (2.92%)

£39,062,426,224 (-13.50%)

£45,159,993,863 (31.56%)

Average Equity

£46,440,000,000 (2.26%)

£45,415,500,000 (-9.34%)

£50,097,000,000 (-1.87%)

£51,050,500,000 (5.49%)

Average Assets

£894,075,000,000 (1.90%)

£877,423,500,000 (-0.54%)

£882,177,000,000 (0.37%)

£878,897,000,000 (3.09%)

Invested Capital Average

£928,121,500,000 (2.68%)

£903,905,000,000 (0.49%)

£899,480,000,000 (-0.32%)

£902,377,000,000 (2.04%)

Shares

63,569,225,662 (-5.53%)

67,287,852,204 (-5.26%)

71,022,593,135 (0.26%)

70,839,206,060 (1.12%)