$712.52M Market Cap.
LPRO Market Cap. (MRY)
LPRO Shares Outstanding (MRY)
LPRO Assets (MRY)
Total Assets
$296.37M
Total Liabilities
$218.28M
Total Investments
$0
LPRO Income (MRY)
Revenue
$24.02M
Net Income
-$135.01M
Operating Expense
$65.55M
LPRO Cash Flow (MRY)
CF Operations
$17.60M
CF Investing
-$3.90M
CF Financing
-$6.45M
LPRO Dividends (MRY)
Period | Dividends | Yield % | Growth % | Payout Ratio | Coverage Ratio |
|---|---|---|---|---|---|
2024 | $0 | 0% | 0% | 0% | - |
2023 | $0 | 0% | 0% | 0% | - |
2022 | $0 | 0% | 0% | 0% | - |
2021 | $0 | 0% | 0% | 0% | - |
2020 | $0 | 0% | - | 0% | - |
LPRO Balance Sheet (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Total Assets | $296,368,000 (-20.77%) | $374,037,000 (-1.47%) | $379,631,000 (19.07%) | $318,825,000 (8.44%) |
Assets Current | $275,725,000 (-4.88%) | $289,876,000 (3.25%) | $280,744,000 (38.44%) | $202,794,000 (24.58%) |
Assets Non-Current | $20,643,000 (-75.47%) | $84,161,000 (-14.89%) | $98,887,000 (-14.78%) | $116,031,000 (-11.58%) |
Goodwill & Intangible Assets | $5,386,000 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Shareholders Equity | $78,087,000 (-62.02%) | $205,580,000 (-3.40%) | $212,824,000 (33.87%) | $158,982,000 (497.18%) |
Property Plant & Equipment Net | $4,607,000 (-41.71%) | $7,903,000 (10.02%) | $7,183,000 (-8.52%) | $7,852,000 (13.24%) |
Cash & Equivalents | $253,924,000 (2.94%) | $246,669,000 (18.30%) | $208,519,000 (74.48%) | $119,509,000 (14.75%) |
Accumulated Other Comprehensive Income | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Deferred Revenue | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Total Investments | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Investments Current | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Investments Non-Current | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Inventory | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Trade & Non-Trade Receivables | $5,055,000 (9.51%) | $4,616,000 (-19.31%) | $5,721,000 (-12.32%) | $6,525,000 (49.93%) |
Trade & Non-Trade Payables | $953,000 (154.13%) | $375,000 (30.21%) | $288,000 (-77.59%) | $1,285,000 (-62.67%) |
Accumulated Retained Earnings (Deficit) | -$328,759,000 (-69.68%) | -$193,749,000 (10.23%) | -$215,819,000 (23.59%) | -$282,439,000 (34.07%) |
Tax Assets | $3,558,000 (-95.39%) | $77,148,000 (3.08%) | $74,842,000 (11.96%) | $66,848,000 (-21.56%) |
Tax Liabilities | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Total Debt | $142,990,000 (-3.05%) | $147,495,000 (-2.65%) | $151,515,000 (0.41%) | $150,903,000 (-7.36%) |
Debt Current | $7,500,000 (59.98%) | $4,688,000 (25.01%) | $3,750,000 (20.00%) | $3,125,000 (-36.07%) |
Debt Non-Current | $135,490,000 (-5.12%) | $142,807,000 (-3.36%) | $147,765,000 (-0.01%) | $147,778,000 (-6.47%) |
Total Liabilities | $218,281,000 (29.58%) | $168,457,000 (0.99%) | $166,807,000 (4.36%) | $159,843,000 (-40.22%) |
Liabilities Current | $47,252,000 (129.49%) | $20,590,000 (36.29%) | $15,107,000 (25.21%) | $12,065,000 (-29.06%) |
Liabilities Non-Current | $171,029,000 (15.66%) | $147,867,000 (-2.53%) | $151,700,000 (2.65%) | $147,778,000 (-40.98%) |
LPRO Income Statement (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Revenues | $24,024,000 (-79.55%) | $117,460,000 (-34.60%) | $179,594,000 (-16.72%) | $215,655,000 (98.04%) |
Cost of Revenue | $23,855,000 (7.06%) | $22,282,000 (11.59%) | $19,968,000 (7.23%) | $18,621,000 (90.28%) |
Selling General & Administrative Expense | $61,085,000 (0.92%) | $60,528,000 (12.49%) | $53,806,000 (26.92%) | $42,393,000 (4.87%) |
Research & Development Expense | $4,462,000 (-19.96%) | $5,575,000 (-32.05%) | $8,205,000 (88.53%) | $4,352,000 (121.59%) |
Operating Expenses | $65,547,000 (-0.84%) | $66,103,000 (6.60%) | $62,011,000 (32.66%) | $46,745,000 (10.28%) |
Interest Expense | $11,317,000 (6.15%) | $10,661,000 (82.80%) | $5,832,000 (-0.46%) | $5,859,000 (-49.50%) |
Income Tax Expense | $70,405,000 (937.20%) | $6,788,000 (-74.78%) | $26,920,000 (-40.29%) | $45,086,000 (585.93%) |
Net Loss Income from Discontinued Operations | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Consolidated Income | -$135,010,000 (-711.74%) | $22,070,000 (-66.87%) | $66,620,000 (-54.40%) | $146,082,000 (249.73%) |
Net Income to Non-Controlling Interests | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Net Income | -$135,010,000 (-711.74%) | $22,070,000 (-66.87%) | $66,620,000 (-54.40%) | $146,082,000 (249.73%) |
Preferred Dividends Income Statement Impact | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Net Income Common Stock | -$135,010,000 (-711.74%) | $22,070,000 (-66.87%) | $66,620,000 (-54.40%) | $146,082,000 (261.03%) |
Weighted Average Shares | $119,179,766 (-1.36%) | $120,826,644 (-4.19%) | $126,108,329 (-0.19%) | $126,354,597 (52.40%) |
Weighted Average Shares Diluted | $119,179,766 (-1.89%) | $121,474,880 (-3.79%) | $126,261,614 (-0.10%) | $126,390,435 (52.45%) |
Earning Before Interest & Taxes (EBIT) | -$53,288,000 (-234.84%) | $39,519,000 (-60.23%) | $99,372,000 (-49.56%) | $197,027,000 (348.18%) |
Gross Profit | $169,000 (-99.82%) | $95,178,000 (-40.37%) | $159,626,000 (-18.99%) | $197,034,000 (98.81%) |
Operating Income | -$65,378,000 (-324.86%) | $29,075,000 (-70.21%) | $97,615,000 (-35.05%) | $150,289,000 (164.98%) |
LPRO Cash Flow Statement (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Net Cash Flow from Investing | -$3,896,000 (-78.88%) | -$2,178,000 (-249.04%) | -$624,000 (68.60%) | -$1,987,000 (-66.14%) |
Net Cash Flow from Financing | -$6,447,000 (84.77%) | -$42,330,000 (-137.85%) | -$17,797,000 (77.13%) | -$77,808,000 (-209.89%) |
Net Cash Flow from Operations | $17,598,000 (-78.71%) | $82,658,000 (-23.06%) | $107,431,000 (12.90%) | $95,156,000 (286.19%) |
Net Cash Flow / Change in Cash & Cash Equivalents | $7,255,000 (-80.98%) | $38,150,000 (-57.14%) | $89,010,000 (479.45%) | $15,361,000 (-83.70%) |
Net Cash Flow - Business Acquisitions and Disposals | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Net Cash Flow - Investment Acquisitions and Disposals | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Capital Expenditure | -$3,896,000 (-78.88%) | -$2,178,000 (-249.04%) | -$624,000 (68.60%) | -$1,987,000 (-66.14%) |
Issuance (Repayment) of Debt Securities | -$4,688,000 (-25.01%) | -$3,750,000 (-972.09%) | $430,000 (102.06%) | -$20,860,000 (-113.60%) |
Issuance (Purchase) of Equity Shares | $0 (0%) | -$37,322,000 (-107.14%) | -$18,018,000 (9.91%) | -$20,000,000 (46.67%) |
Payment of Dividends & Other Cash Distributions | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Effect of Exchange Rate Changes on Cash | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Share Based Compensation | $8,677,000 (-8.59%) | $9,492,000 (74.20%) | $5,449,000 (42.83%) | $3,815,000 (34.90%) |
Depreciation Amortization & Accretion | $2,379,000 (33.73%) | $1,779,000 (-7.25%) | $1,918,000 (15.13%) | $1,666,000 (-5.77%) |
LPRO Financial Metrics (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Gross Margin | 0.70% (-99.14%) | 81.00% (-8.89%) | 88.90% (-2.74%) | 91.40% (0.44%) |
Profit Margin | -562.00% (-3089.36%) | 18.80% (-49.33%) | 37.10% (-45.20%) | 67.70% (181.27%) |
EBITDA Margin | -211.90% (-701.99%) | 35.20% (-37.59%) | 56.40% (-38.76%) | 92.10% (229.17%) |
Return on Average Equity (ROAE) | -74.30% (-814.42%) | 10.40% (-67.30%) | 31.80% (-76.94%) | 137.90% (51.37%) |
Return on Average Assets (ROAA) | -37.10% (-739.66%) | 5.80% (-67.60%) | 17.90% (-63.24%) | 48.70% (241.98%) |
Return on Sales (ROS) | -221.80% (-760.12%) | 33.60% (-39.24%) | 55.30% (-39.50%) | 91.40% (225.38%) |
Return on Invested Capital (ROIC) | -24.10% (-268.53%) | 14.30% (-53.27%) | 30.60% (-46.87%) | 57.60% (326.77%) |
Dividend Yield | 0% (0%) | 0% (0%) | 0% (0%) | 0% (0%) |
Price to Earnings Ratio (P/E) | -5.28 (-111.17%) | 47.28 (271.22%) | 12.74 (-34.28%) | 19.38 (160.42%) |
Price to Sales Ratio (P/S) | 29.62 (238.31%) | 8.75 (84.68%) | 4.74 (-64.01%) | 13.17 (-50.52%) |
Price to Book Ratio (P/B) | 9.13 (84.08%) | 4.96 (23.74%) | 4.01 (-77.55%) | 17.84 (-89.40%) |
Debt to Equity Ratio (D/E) | 2.79 (241.27%) | 0.82 (4.46%) | 0.78 (-21.99%) | 1 (-89.99%) |
Earnings Per Share (EPS) | -1.13 (-727.78%) | 0.18 (-66.04%) | 0.53 (-54.31%) | 1.16 (206.42%) |
Sales Per Share (SPS) | 0.2 (-79.22%) | 0.97 (-31.74%) | 1.42 (-16.58%) | 1.71 (30.01%) |
Free Cash Flow Per Share (FCFPS) | 0.12 (-82.73%) | 0.67 (-21.37%) | 0.85 (14.93%) | 0.74 (160.42%) |
Book Value Per Share (BVPS) | 0.66 (-61.49%) | 1.7 (0.77%) | 1.69 (34.18%) | 1.26 (291.90%) |
Tangible Assets Book Value Per Share (TABVPS) | 2.44 (-21.12%) | 3.1 (2.86%) | 3.01 (19.30%) | 2.52 (-28.85%) |
Enterprise Value Over EBIT (EV/EBIT) | -11 (-145.83%) | 24 (200.00%) | 8 (-46.67%) | 15 (126.32%) |
Enterprise Value Over EBITDA (EV/EBITDA) | -11.72 (-152.08%) | 22.5 (184.95%) | 7.9 (-45.80%) | 14.57 (124.97%) |
Asset Turnover | 0.07 (-78.71%) | 0.31 (-35.82%) | 0.48 (-32.82%) | 0.72 (74.51%) |
Current Ratio | 5.83 (-58.55%) | 14.08 (-24.25%) | 18.58 (10.57%) | 16.81 (75.61%) |
Dividends | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Free Cash Flow (FCF) | $13,702,000 (-82.97%) | $80,480,000 (-24.65%) | $106,807,000 (14.64%) | $93,169,000 (297.41%) |
Enterprise Value (EV) | $596,537,506 (-35.80%) | $929,199,302 (16.17%) | $799,830,045 (-72.37%) | $2,894,727,090 (-36.07%) |
Earnings Before Tax (EBT) | -$64,605,000 (-323.87%) | $28,858,000 (-69.15%) | $93,540,000 (-51.07%) | $191,168,000 (310.10%) |
Earnings Before Interest Taxes & Depreciation Amortization (EBITDA) | -$50,909,000 (-223.27%) | $41,298,000 (-59.23%) | $101,290,000 (-49.02%) | $198,693,000 (355.98%) |
Invested Capital | $132,796,000 (-47.77%) | $254,273,000 (-17.31%) | $307,520,000 (-9.06%) | $338,154,000 (0.72%) |
Working Capital | $228,473,000 (-15.16%) | $269,286,000 (1.37%) | $265,637,000 (39.27%) | $190,729,000 (30.84%) |
Tangible Asset Value | $290,982,000 (-22.21%) | $374,037,000 (-1.47%) | $379,631,000 (19.07%) | $318,825,000 (8.44%) |
Market Capitalization | $712,519,506 (-30.08%) | $1,019,104,302 (19.54%) | $852,527,045 (-69.95%) | $2,836,759,090 (-36.71%) |
Average Equity | $181,717,750 (-13.98%) | $211,251,000 (0.96%) | $209,236,000 (97.47%) | $105,958,750 (206.40%) |
Average Assets | $363,868,750 (-4.06%) | $379,278,750 (1.95%) | $372,034,750 (24.01%) | $299,999,750 (13.38%) |
Invested Capital Average | $221,463,750 (-20.03%) | $276,923,250 (-14.64%) | $324,422,750 (-5.13%) | $341,951,000 (9.38%) |
Shares | 119,350,001 (-0.34%) | 119,753,737 (-5.18%) | 126,300,303 (0.09%) | 126,190,351 (-1.57%) |
