$311.96M Market Cap.
INBK Market Cap. (MRY)
INBK Shares Outstanding (MRY)
INBK Assets (MRY)
Total Assets
$5.74B
Total Liabilities
$5.35B
Total Investments
$5.06B
INBK Income (MRY)
Revenue
$117.65M
Net Income
$25.28M
Operating Expense
$90.11M
INBK Cash Flow (MRY)
CF Operations
$12.99M
CF Investing
-$496.17M
CF Financing
$543.69M
INBK Dividends (MRY)
Period | Dividends | Yield % | Growth % | Payout Ratio | Coverage Ratio |
|---|---|---|---|---|---|
2024 | $0.18 | 0.50% | -25.00% | 6.19% | 16.17 |
2023 | $0.24 | 1.00% | 0.00% | 25.26% | 3.96 |
2022 | $0.24 | 1.00% | 0.00% | 6.43% | 15.54 |
2021 | $0.24 | 0.50% | 0.00% | 4.95% | 20.21 |
2020 | $0.24 | 0.80% | - | 8.03% | 12.46 |
INBK Balance Sheet (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Total Assets | $5,737,859,000 (11.04%) | $5,167,572,000 (13.75%) | $4,543,104,000 (7.89%) | $4,210,994,000 (-0.83%) |
Assets Current | - | - | - | - |
Assets Non-Current | - | - | - | - |
Goodwill & Intangible Assets | $4,687,000 (0.00%) | $4,687,000 (0.00%) | $4,687,000 (0.00%) | $4,687,000 (0.00%) |
Shareholders Equity | $384,063,000 (5.86%) | $362,795,000 (-0.60%) | $364,974,000 (-4.04%) | $380,338,000 (14.93%) |
Property Plant & Equipment Net | $71,453,000 (-2.74%) | $73,463,000 (1.03%) | $72,711,000 (21.50%) | $59,842,000 (59.20%) |
Cash & Equivalents | $466,410,000 (14.91%) | $405,898,000 (58.21%) | $256,552,000 (-42.08%) | $442,960,000 (5.52%) |
Accumulated Other Comprehensive Income | -$32,653,000 (-11.16%) | -$29,375,000 (12.67%) | -$33,636,000 (-204.70%) | -$11,039,000 (35.80%) |
Deferred Revenue | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Total Investments | $5,062,462,000 (10.91%) | $4,564,423,000 (11.24%) | $4,103,332,000 (13.96%) | $3,600,527,000 (-1.74%) |
Investments Current | - | - | - | - |
Investments Non-Current | - | - | - | - |
Inventory | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Trade & Non-Trade Receivables | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Trade & Non-Trade Payables | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Accumulated Retained Earnings (Deficit) | $230,622,000 (11.16%) | $207,470,000 (0.87%) | $205,675,000 (19.28%) | $172,431,000 (36.06%) |
Tax Assets | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Tax Liabilities | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Total Debt | $400,150,000 (-44.41%) | $719,772,000 (0.04%) | $719,460,000 (16.20%) | $619,153,000 (4.14%) |
Debt Current | - | - | - | - |
Debt Non-Current | - | - | - | - |
Total Liabilities | $5,353,796,000 (11.43%) | $4,804,777,000 (15.00%) | $4,178,130,000 (9.07%) | $3,830,656,000 (-2.16%) |
Liabilities Current | - | - | - | - |
Liabilities Non-Current | - | - | - | - |
INBK Income Statement (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Revenues | $117,652,000 (39.44%) | $84,376,000 (-25.58%) | $113,373,000 (-4.22%) | $118,370,000 (29.29%) |
Cost of Revenue | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Selling General & Administrative Expense | $72,439,000 (13.29%) | $63,943,000 (2.13%) | $62,610,000 (15.41%) | $54,250,000 (14.64%) |
Research & Development Expense | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Operating Expenses | $90,110,000 (13.44%) | $79,436,000 (8.41%) | $73,273,000 (18.57%) | $61,798,000 (7.19%) |
Interest Expense | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Income Tax Expense | $2,266,000 (165.17%) | -$3,477,000 (-176.27%) | $4,559,000 (-46.10%) | $8,458,000 (90.28%) |
Net Loss Income from Discontinued Operations | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Consolidated Income | $25,276,000 (200.30%) | $8,417,000 (-76.32%) | $35,541,000 (-26.13%) | $48,114,000 (63.36%) |
Net Income to Non-Controlling Interests | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Net Income | $25,276,000 (200.30%) | $8,417,000 (-76.32%) | $35,541,000 (-26.13%) | $48,114,000 (63.36%) |
Preferred Dividends Income Statement Impact | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Net Income Common Stock | $25,276,000 (200.30%) | $8,417,000 (-76.32%) | $35,541,000 (-26.13%) | $48,114,000 (63.36%) |
Weighted Average Shares | $8,690,416 (-1.66%) | $8,837,558 (-7.27%) | $9,530,921 (-3.90%) | $9,918,083 (0.79%) |
Weighted Average Shares Diluted | $8,765,725 (-1.05%) | $8,858,890 (-7.67%) | $9,595,115 (-3.82%) | $9,976,261 (1.36%) |
Earning Before Interest & Taxes (EBIT) | $27,542,000 (457.53%) | $4,940,000 (-87.68%) | $40,100,000 (-29.12%) | $56,572,000 (66.89%) |
Gross Profit | $117,652,000 (39.44%) | $84,376,000 (-25.58%) | $113,373,000 (-4.22%) | $118,370,000 (29.29%) |
Operating Income | $27,542,000 (457.53%) | $4,940,000 (-87.68%) | $40,100,000 (-29.12%) | $56,572,000 (66.89%) |
INBK Cash Flow Statement (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Net Cash Flow from Investing | -$496,170,000 (-4.57%) | -$474,503,000 (21.05%) | -$601,033,000 (-1469.91%) | $43,874,000 (197.91%) |
Net Cash Flow from Financing | $543,690,000 (-11.19%) | $612,169,000 (84.44%) | $331,902,000 (539.26%) | -$75,560,000 (-160.84%) |
Net Cash Flow from Operations | $12,992,000 (11.23%) | $11,680,000 (-85.88%) | $82,723,000 (50.84%) | $54,840,000 (319.65%) |
Net Cash Flow / Change in Cash & Cash Equivalents | $60,512,000 (-59.48%) | $149,346,000 (180.12%) | -$186,408,000 (-905.08%) | $23,154,000 (-74.95%) |
Net Cash Flow - Business Acquisitions and Disposals | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Net Cash Flow - Investment Acquisitions and Disposals | -$494,315,000 (-6.38%) | -$464,672,000 (19.88%) | -$580,006,000 (-1047.47%) | $61,216,000 (418.01%) |
Capital Expenditure | -$2,592,000 (51.70%) | -$5,367,000 (69.36%) | -$17,517,000 (19.56%) | -$21,776,000 (14.80%) |
Issuance (Repayment) of Debt Securities | -$320,000,000 (0%) | $0 (0%) | $100,000,000 (385.71%) | -$35,000,000 (0%) |
Issuance (Purchase) of Equity Shares | -$283,000 (96.97%) | -$9,340,000 (66.38%) | -$27,780,000 (-526.24%) | -$4,436,000 (0%) |
Payment of Dividends & Other Cash Distributions | -$2,078,000 (3.62%) | -$2,156,000 (6.95%) | -$2,317,000 (4.06%) | -$2,415,000 (-2.81%) |
Effect of Exchange Rate Changes on Cash | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Share Based Compensation | $1,814,000 (44.20%) | $1,258,000 (-38.18%) | $2,035,000 (-14.96%) | $2,393,000 (13.41%) |
Depreciation Amortization & Accretion | $8,460,000 (47.18%) | $5,748,000 (-34.15%) | $8,729,000 (-0.52%) | $8,775,000 (12.05%) |
INBK Financial Metrics (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Gross Margin | 100.00% (0.00%) | 100.00% (0.00%) | 100.00% (0.00%) | 100.00% (0.00%) |
Profit Margin | 21.50% (115.00%) | 10.00% (-68.05%) | 31.30% (-22.91%) | 40.60% (26.09%) |
EBITDA Margin | 30.60% (140.94%) | 12.70% (-70.53%) | 43.10% (-21.92%) | 55.20% (21.05%) |
Return on Average Equity (ROAE) | 6.70% (179.17%) | 2.40% (-75.26%) | 9.70% (-26.52%) | 13.20% (41.94%) |
Return on Average Assets (ROAA) | 0.50% (150.00%) | 0.20% (-75.00%) | 0.80% (-27.27%) | 1.10% (57.14%) |
Return on Sales (ROS) | 23.40% (296.61%) | 5.90% (-83.33%) | 35.40% (-25.94%) | 47.80% (29.19%) |
Return on Invested Capital (ROIC) | 0.50% (400.00%) | 0.10% (-88.89%) | 0.90% (-30.77%) | 1.30% (62.50%) |
Dividend Yield | 0.50% (-50.00%) | 1.00% (0.00%) | 1.00% (100.00%) | 0.50% (-37.50%) |
Price to Earnings Ratio (P/E) | 12.37 (-51.43%) | 25.46 (291.20%) | 6.51 (-32.89%) | 9.7 (0.91%) |
Price to Sales Ratio (P/S) | 2.66 (4.89%) | 2.53 (24.15%) | 2.04 (-48.21%) | 3.94 (27.58%) |
Price to Book Ratio (P/B) | 0.81 (40.97%) | 0.58 (-6.34%) | 0.61 (-49.55%) | 1.22 (43.24%) |
Debt to Equity Ratio (D/E) | 13.94 (5.26%) | 13.24 (15.69%) | 11.45 (13.66%) | 10.07 (-14.86%) |
Earnings Per Share (EPS) | 2.91 (206.32%) | 0.95 (-74.53%) | 3.73 (-23.09%) | 4.85 (62.21%) |
Sales Per Share (SPS) | 13.54 (41.80%) | 9.55 (-19.74%) | 11.89 (-0.34%) | 11.94 (28.28%) |
Free Cash Flow Per Share (FCFPS) | 1.2 (67.65%) | 0.71 (-89.56%) | 6.84 (105.22%) | 3.33 (362.73%) |
Book Value Per Share (BVPS) | 44.19 (7.66%) | 41.05 (7.20%) | 38.29 (-0.14%) | 38.35 (14.02%) |
Tangible Assets Book Value Per Share (TABVPS) | 659.71 (12.93%) | 584.2 (22.68%) | 476.18 (12.28%) | 424.11 (-1.61%) |
Enterprise Value Over EBIT (EV/EBIT) | 8 (-90.36%) | 83 (388.24%) | 17 (41.67%) | 12 (9.09%) |
Enterprise Value Over EBITDA (EV/EBITDA) | 6.1 (-84.01%) | 38.13 (166.90%) | 14.29 (38.30%) | 10.33 (14.08%) |
Asset Turnover | 0.02 (23.53%) | 0.02 (-34.62%) | 0.03 (-7.14%) | 0.03 (33.33%) |
Current Ratio | - | - | - | - |
Dividends | $0.18 (-25.00%) | $0.24 (0.00%) | $0.24 (0.00%) | $0.24 (0.00%) |
Free Cash Flow (FCF) | $10,400,000 (64.74%) | $6,313,000 (-90.32%) | $65,206,000 (97.21%) | $33,064,000 (364.70%) |
Enterprise Value (EV) | $219,549,505 (-46.13%) | $407,579,450 (-41.58%) | $697,680,866 (3.34%) | $675,100,357 (78.65%) |
Earnings Before Tax (EBT) | $27,542,000 (457.53%) | $4,940,000 (-87.68%) | $40,100,000 (-29.12%) | $56,572,000 (66.89%) |
Earnings Before Interest Taxes & Depreciation Amortization (EBITDA) | $36,002,000 (236.85%) | $10,688,000 (-78.11%) | $48,829,000 (-25.28%) | $65,347,000 (56.60%) |
Invested Capital | $5,666,912,000 (3.47%) | $5,476,759,000 (9.51%) | $5,001,325,000 (14.12%) | $4,382,500,000 (-0.76%) |
Working Capital | - | - | - | - |
Tangible Asset Value | $5,733,172,000 (11.05%) | $5,162,885,000 (13.76%) | $4,538,417,000 (7.90%) | $4,206,307,000 (-0.83%) |
Market Capitalization | $311,957,505 (49.20%) | $209,090,450 (-6.80%) | $224,350,866 (-51.60%) | $463,539,357 (64.57%) |
Average Equity | $376,971,000 (6.16%) | $355,110,750 (-3.10%) | $366,454,500 (0.81%) | $363,496,750 (15.22%) |
Average Assets | $5,561,271,750 (11.20%) | $5,001,240,750 (16.76%) | $4,283,182,750 (1.64%) | $4,214,124,500 (-1.27%) |
Invested Capital Average | $5,637,366,250 (6.53%) | $5,292,031,750 (14.34%) | $4,628,313,500 (4.89%) | $4,412,500,750 (0.03%) |
Shares | 8,667,894 (0.28%) | 8,643,673 (-6.46%) | 9,240,151 (-6.23%) | 9,854,153 (0.55%) |
