$71.96M Market Cap.
FUSB Market Cap. (MRY)
FUSB Shares Outstanding (MRY)
FUSB Assets (MRY)
Total Assets
$1.10B
Total Liabilities
$1.00B
Total Investments
$988.41M
FUSB Income (MRY)
Revenue
$39.11M
Net Income
$8.17M
Operating Expense
$28.36M
FUSB Cash Flow (MRY)
CF Operations
$7.76M
CF Investing
-$30.35M
CF Financing
$19.52M
FUSB Dividends (MRY)
Period | Dividends | Yield % | Growth % | Payout Ratio | Coverage Ratio |
|---|---|---|---|---|---|
2024 | $0.22 | 1.70% | 10.00% | 15.71% | 6.36 |
2023 | $0.20 | 1.90% | 42.86% | 14.08% | 7.10 |
2022 | $0.14 | 1.60% | 16.67% | 12.39% | 8.07 |
2021 | $0.12 | 1.10% | 0.00% | 17.14% | 5.83 |
2020 | $0.12 | 1.30% | - | 27.91% | 3.58 |
FUSB Balance Sheet (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Total Assets | $1,101,086,000 (2.62%) | $1,072,940,000 (7.87%) | $994,667,000 (3.79%) | $958,302,000 (7.61%) |
Assets Current | - | - | - | - |
Assets Non-Current | - | - | - | - |
Goodwill & Intangible Assets | $7,484,000 (-1.60%) | $7,606,000 (-2.50%) | $7,801,000 (-3.32%) | $8,069,000 (-4.05%) |
Shareholders Equity | $98,624,000 (8.86%) | $90,593,000 (6.41%) | $85,135,000 (-5.47%) | $90,064,000 (3.91%) |
Property Plant & Equipment Net | $24,803,000 (1.66%) | $24,398,000 (-0.17%) | $24,439,000 (-2.72%) | $25,123,000 (-10.93%) |
Cash & Equivalents | $47,216,000 (-20.98%) | $59,754,000 (87.20%) | $31,920,000 (-47.95%) | $61,326,000 (-35.10%) |
Accumulated Other Comprehensive Income | -$4,344,000 (32.45%) | -$6,431,000 (11.19%) | -$7,241,000 (-2523.55%) | -$276,000 (-430.77%) |
Deferred Revenue | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Total Investments | $988,408,000 (4.14%) | $949,154,000 (5.64%) | $898,467,000 (7.57%) | $835,219,000 (14.27%) |
Investments Current | - | - | - | - |
Investments Non-Current | - | - | - | - |
Inventory | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Trade & Non-Trade Receivables | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Trade & Non-Trade Payables | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Accumulated Retained Earnings (Deficit) | $116,865,000 (6.28%) | $109,959,000 (5.26%) | $104,460,000 (6.13%) | $98,428,000 (3.91%) |
Tax Assets | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Tax Liabilities | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Total Debt | $20,872,000 (0.35%) | $20,799,000 (-32.39%) | $30,764,000 (48.63%) | $20,699,000 (106.64%) |
Debt Current | - | - | - | - |
Debt Non-Current | - | - | - | - |
Total Liabilities | $1,002,462,000 (2.05%) | $982,347,000 (8.01%) | $909,532,000 (4.76%) | $868,238,000 (8.01%) |
Liabilities Current | - | - | - | - |
Liabilities Non-Current | - | - | - | - |
FUSB Income Statement (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Revenues | $39,110,000 (-3.22%) | $40,412,000 (8.97%) | $37,084,000 (-3.63%) | $38,482,000 (1.72%) |
Cost of Revenue | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Selling General & Administrative Expense | $19,221,000 (-1.71%) | $19,555,000 (-0.73%) | $19,699,000 (-16.33%) | $23,545,000 (-4.76%) |
Research & Development Expense | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Operating Expenses | $28,356,000 (-2.69%) | $29,141,000 (3.81%) | $28,072,000 (-14.30%) | $32,756,000 (-4.50%) |
Interest Expense | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Income Tax Expense | $2,584,000 (-7.25%) | $2,786,000 (29.70%) | $2,148,000 (68.47%) | $1,275,000 (54.55%) |
Net Loss Income from Discontinued Operations | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Consolidated Income | $8,170,000 (-3.71%) | $8,485,000 (23.62%) | $6,864,000 (54.21%) | $4,451,000 (64.43%) |
Net Income to Non-Controlling Interests | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Net Income | $8,170,000 (-3.71%) | $8,485,000 (23.62%) | $6,864,000 (54.21%) | $4,451,000 (64.43%) |
Preferred Dividends Income Statement Impact | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Net Income Common Stock | $8,170,000 (-3.71%) | $8,485,000 (23.62%) | $6,864,000 (54.21%) | $4,451,000 (64.43%) |
Weighted Average Shares | $5,715,607 (-2.71%) | $5,874,781 (1.08%) | $5,812,258 (-6.53%) | $6,218,126 (0.67%) |
Weighted Average Shares Diluted | - | - | - | - |
Earning Before Interest & Taxes (EBIT) | $10,754,000 (-4.59%) | $11,271,000 (25.07%) | $9,012,000 (57.39%) | $5,726,000 (62.12%) |
Gross Profit | $39,110,000 (-3.22%) | $40,412,000 (8.97%) | $37,084,000 (-3.63%) | $38,482,000 (1.72%) |
Operating Income | $10,754,000 (-4.59%) | $11,271,000 (25.07%) | $9,012,000 (57.39%) | $5,726,000 (62.12%) |
FUSB Cash Flow Statement (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Net Cash Flow from Investing | -$30,347,000 (49.79%) | -$60,446,000 (24.63%) | -$80,199,000 (25.96%) | -$108,315,000 (-63.97%) |
Net Cash Flow from Financing | $19,523,000 (-71.08%) | $67,506,000 (84.55%) | $36,578,000 (-44.00%) | $65,319,000 (-32.90%) |
Net Cash Flow from Operations | $7,761,000 (-40.61%) | $13,067,000 (4.29%) | $12,529,000 (27.52%) | $9,825,000 (61.22%) |
Net Cash Flow / Change in Cash & Cash Equivalents | -$3,063,000 (-115.22%) | $20,127,000 (164.73%) | -$31,092,000 (6.27%) | -$33,171,000 (-188.73%) |
Net Cash Flow - Business Acquisitions and Disposals | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Net Cash Flow - Investment Acquisitions and Disposals | -$29,116,000 (51.05%) | -$59,479,000 (27.48%) | -$82,021,000 (25.13%) | -$109,554,000 (-61.77%) |
Capital Expenditure | -$2,100,000 (-43.44%) | -$1,464,000 (-16.01%) | -$1,262,000 (-53.53%) | -$822,000 (13.93%) |
Issuance (Repayment) of Debt Securities | $0 (0%) | -$10,038,000 (-200.46%) | $9,992,000 (-6.46%) | $10,682,000 (133625.00%) |
Issuance (Purchase) of Equity Shares | -$1,643,000 (-15.54%) | -$1,422,000 (68.27%) | -$4,481,000 (-753.52%) | -$525,000 (-16.15%) |
Payment of Dividends & Other Cash Distributions | -$1,264,000 (-7.57%) | -$1,175,000 (-41.23%) | -$832,000 (-11.68%) | -$745,000 (-0.68%) |
Effect of Exchange Rate Changes on Cash | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Share Based Compensation | $617,000 (3.52%) | $596,000 (22.89%) | $485,000 (11.24%) | $436,000 (3.56%) |
Depreciation Amortization & Accretion | $1,712,000 (-3.60%) | $1,776,000 (-5.63%) | $1,882,000 (-7.43%) | $2,033,000 (-3.14%) |
FUSB Financial Metrics (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Gross Margin | 100.00% (0.00%) | 100.00% (0.00%) | 100.00% (0.00%) | 100.00% (0.00%) |
Profit Margin | 20.90% (-0.48%) | 21.00% (13.51%) | 18.50% (59.48%) | 11.60% (61.11%) |
EBITDA Margin | 31.90% (-1.24%) | 32.30% (9.86%) | 29.40% (45.54%) | 20.20% (35.57%) |
Return on Average Equity (ROAE) | 8.50% (-12.37%) | 9.70% (19.75%) | 8.10% (62.00%) | 5.00% (56.25%) |
Return on Average Assets (ROAA) | 0.80% (0.00%) | 0.80% (14.29%) | 0.70% (40.00%) | 0.50% (66.67%) |
Return on Sales (ROS) | 27.50% (-1.43%) | 27.90% (14.81%) | 24.30% (63.09%) | 14.90% (60.22%) |
Return on Invested Capital (ROIC) | 1.00% (-9.09%) | 1.10% (22.22%) | 0.90% (28.57%) | 0.70% (40.00%) |
Dividend Yield | 1.70% (-10.53%) | 1.90% (18.75%) | 1.60% (45.45%) | 1.10% (-15.38%) |
Price to Earnings Ratio (P/E) | 8.99 (23.85%) | 7.26 (-5.47%) | 7.68 (-49.13%) | 15.1 (-27.98%) |
Price to Sales Ratio (P/S) | 1.84 (22.75%) | 1.5 (10.22%) | 1.36 (-20.37%) | 1.71 (16.03%) |
Price to Book Ratio (P/B) | 0.73 (9.12%) | 0.67 (12.82%) | 0.59 (-18.77%) | 0.73 (13.71%) |
Debt to Equity Ratio (D/E) | 10.16 (-6.27%) | 10.84 (1.51%) | 10.68 (10.82%) | 9.64 (3.95%) |
Earnings Per Share (EPS) | 1.4 (-1.41%) | 1.42 (25.66%) | 1.13 (61.43%) | 0.7 (62.79%) |
Sales Per Share (SPS) | 6.84 (-0.52%) | 6.88 (7.82%) | 6.38 (3.09%) | 6.19 (1.04%) |
Free Cash Flow Per Share (FCFPS) | 0.99 (-49.87%) | 1.98 (1.91%) | 1.94 (33.84%) | 1.45 (74.04%) |
Book Value Per Share (BVPS) | 17.25 (11.89%) | 15.42 (5.28%) | 14.65 (1.13%) | 14.48 (3.21%) |
Tangible Assets Book Value Per Share (TABVPS) | 191.34 (5.51%) | 181.34 (6.80%) | 169.79 (11.11%) | 152.82 (7.00%) |
Enterprise Value Over EBIT (EV/EBIT) | 0 (0%) | 3 (-57.14%) | 7 (0%) | 0 (0%) |
Enterprise Value Over EBITDA (EV/EBITDA) | 0.04 (-98.47%) | 2.61 (-55.77%) | 5.91 (10835.19%) | 0.05 (0%) |
Asset Turnover | 0.04 (-5.26%) | 0.04 (0.00%) | 0.04 (-7.32%) | 0.04 (-8.89%) |
Current Ratio | - | - | - | - |
Dividends | $0.22 (10.00%) | $0.2 (42.86%) | $0.14 (16.67%) | $0.12 (0.00%) |
Free Cash Flow (FCF) | $5,661,000 (-51.21%) | $11,603,000 (2.98%) | $11,267,000 (25.15%) | $9,003,000 (75.19%) |
Enterprise Value (EV) | $504,492 (-98.52%) | $34,077,992 (-47.02%) | $64,324,399 (15193.78%) | $420,592 (85068.08%) |
Earnings Before Tax (EBT) | $10,754,000 (-4.59%) | $11,271,000 (25.07%) | $9,012,000 (57.39%) | $5,726,000 (62.12%) |
Earnings Before Interest Taxes & Depreciation Amortization (EBITDA) | $12,466,000 (-4.45%) | $13,047,000 (19.76%) | $10,894,000 (40.40%) | $7,759,000 (37.79%) |
Invested Capital | $1,067,258,000 (3.98%) | $1,026,379,000 (4.13%) | $985,710,000 (8.37%) | $909,606,000 (14.04%) |
Working Capital | - | - | - | - |
Tangible Asset Value | $1,093,602,000 (2.65%) | $1,065,334,000 (7.95%) | $986,866,000 (3.86%) | $950,233,000 (7.72%) |
Market Capitalization | $71,959,492 (18.81%) | $60,568,992 (20.06%) | $50,450,399 (-23.24%) | $65,725,592 (18.03%) |
Average Equity | $95,819,250 (9.98%) | $87,120,750 (2.91%) | $84,655,250 (-4.98%) | $89,089,000 (4.21%) |
Average Assets | $1,088,793,750 (2.89%) | $1,058,240,750 (8.32%) | $976,993,750 (3.15%) | $947,129,250 (12.16%) |
Invested Capital Average | $1,037,357,000 (1.97%) | $1,017,315,000 (7.12%) | $949,716,750 (9.73%) | $865,501,250 (13.72%) |
Shares | 5,715,607 (-2.71%) | 5,874,781 (1.08%) | 5,812,258 (-6.53%) | 6,218,126 (0.67%) |
