$163.11M Market Cap.
CFBK Market Cap. (MRY)
CFBK Shares Outstanding (MRY)
CFBK Assets (MRY)
Total Assets
$2.07B
Total Liabilities
$1.90B
Total Investments
$1.75B
CFBK Income (MRY)
Revenue
$45.08M
Net Income
$13.39M
Operating Expense
$28.94M
CFBK Cash Flow (MRY)
CF Operations
$14.19M
CF Investing
-$32.99M
CF Financing
-$7.52M
CFBK Dividends (MRY)
Period | Dividends | Yield % | Growth % | Payout Ratio | Coverage Ratio |
|---|---|---|---|---|---|
2024 | $0.25 | 1.00% | 8.70% | 12.02% | 8.32 |
2023 | $0.23 | 1.20% | 27.78% | 8.71% | 11.48 |
2022 | $0.18 | 0.80% | 38.46% | 6.34% | 15.78 |
2021 | $0.13 | 0.60% | 333.33% | 4.58% | 21.85 |
2020 | $0.03 | 0.20% | - | 0.66% | 151.00 |
CFBK Balance Sheet (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Total Assets | $2,065,523,000 (0.34%) | $2,058,615,000 (13.10%) | $1,820,174,000 (21.70%) | $1,495,589,000 (1.26%) |
Assets Current | - | - | - | - |
Assets Non-Current | - | - | - | - |
Goodwill & Intangible Assets | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Shareholders Equity | $168,437,000 (8.41%) | $155,374,000 (11.58%) | $139,248,000 (11.11%) | $125,330,000 (13.72%) |
Property Plant & Equipment Net | $9,623,000 (6.53%) | $9,033,000 (75.91%) | $5,135,000 (-34.12%) | $7,794,000 (52.32%) |
Cash & Equivalents | $235,372,000 (-10.06%) | $261,695,000 (72.30%) | $151,887,000 (-8.88%) | $166,691,000 (-24.81%) |
Accumulated Other Comprehensive Income | -$1,803,000 (21.27%) | -$2,290,000 (-12.42%) | -$2,037,000 (-1098.24%) | -$170,000 (-277.08%) |
Deferred Revenue | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Total Investments | $1,747,243,000 (1.73%) | $1,717,556,000 (7.60%) | $1,596,219,000 (25.61%) | $1,270,799,000 (6.07%) |
Investments Current | - | - | - | - |
Investments Non-Current | - | - | - | - |
Inventory | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Trade & Non-Trade Receivables | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Trade & Non-Trade Payables | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Accumulated Retained Earnings (Deficit) | $88,290,000 (15.39%) | $76,517,000 (25.24%) | $61,095,000 (38.59%) | $44,084,000 (66.49%) |
Tax Assets | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Tax Liabilities | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Total Debt | $116,147,000 (-12.30%) | $132,437,000 (2.40%) | $129,334,000 (18.23%) | $109,394,000 (-52.81%) |
Debt Current | - | - | - | - |
Debt Non-Current | - | - | - | - |
Total Liabilities | $1,897,086,000 (-0.32%) | $1,903,241,000 (13.23%) | $1,680,926,000 (22.67%) | $1,370,259,000 (0.25%) |
Liabilities Current | - | - | - | - |
Liabilities Non-Current | - | - | - | - |
CFBK Income Statement (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Revenues | $45,082,000 (-8.66%) | $49,354,000 (-3.63%) | $51,213,000 (-7.36%) | $55,279,000 (-28.10%) |
Cost of Revenue | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Selling General & Administrative Expense | $19,632,000 (-0.74%) | $19,779,000 (-4.36%) | $20,680,000 (-14.71%) | $24,246,000 (-23.12%) |
Research & Development Expense | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Operating Expenses | $28,938,000 (2.01%) | $28,369,000 (-0.88%) | $28,621,000 (-11.83%) | $32,461,000 (-20.05%) |
Interest Expense | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Income Tax Expense | $2,757,000 (-31.89%) | $4,048,000 (-8.58%) | $4,428,000 (1.44%) | $4,365,000 (-34.61%) |
Net Loss Income from Discontinued Operations | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Consolidated Income | $13,387,000 (-20.96%) | $16,937,000 (-6.76%) | $18,164,000 (-1.57%) | $18,453,000 (-37.68%) |
Net Income to Non-Controlling Interests | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Net Income | $13,387,000 (-20.96%) | $16,937,000 (-6.76%) | $18,164,000 (-1.57%) | $18,453,000 (-37.68%) |
Preferred Dividends Income Statement Impact | $361,000 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Net Income Common Stock | $13,026,000 (-23.09%) | $16,937,000 (-6.76%) | $18,164,000 (-1.57%) | $18,453,000 (-32.48%) |
Weighted Average Shares | $6,386,585 (-2.57%) | $6,555,063 (1.06%) | $6,485,992 (-1.40%) | $6,578,134 (0.19%) |
Weighted Average Shares Diluted | - | - | - | - |
Earning Before Interest & Taxes (EBIT) | $16,144,000 (-23.07%) | $20,985,000 (-7.11%) | $22,592,000 (-0.99%) | $22,818,000 (-37.11%) |
Gross Profit | $45,082,000 (-8.66%) | $49,354,000 (-3.63%) | $51,213,000 (-7.36%) | $55,279,000 (-28.10%) |
Operating Income | $16,144,000 (-23.07%) | $20,985,000 (-7.11%) | $22,592,000 (-0.99%) | $22,818,000 (-37.11%) |
CFBK Cash Flow Statement (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Net Cash Flow from Investing | -$32,994,000 (72.92%) | -$121,853,000 (65.51%) | -$353,321,000 (-11.55%) | -$316,730,000 (-21.93%) |
Net Cash Flow from Financing | -$7,518,000 (-103.52%) | $213,610,000 (-28.50%) | $298,753,000 (3446.45%) | $8,424,000 (-98.49%) |
Net Cash Flow from Operations | $14,189,000 (-21.39%) | $18,051,000 (-54.60%) | $39,764,000 (-84.30%) | $253,303,000 (305.16%) |
Net Cash Flow / Change in Cash & Cash Equivalents | -$26,323,000 (-123.97%) | $109,808,000 (841.75%) | -$14,804,000 (73.09%) | -$55,003,000 (-131.30%) |
Net Cash Flow - Business Acquisitions and Disposals | $0 (0%) | $1,551,000 (166.49%) | $582,000 (-23.02%) | $756,000 (27.27%) |
Net Cash Flow - Investment Acquisitions and Disposals | -$33,306,000 (72.87%) | -$122,743,000 (65.23%) | -$352,998,000 (-14.78%) | -$307,556,000 (-24.03%) |
Capital Expenditure | -$266,000 (59.76%) | -$661,000 (26.96%) | -$905,000 (65.07%) | -$2,591,000 (-572.99%) |
Issuance (Repayment) of Debt Securities | -$17,290,000 (-1973.14%) | -$834,000 (-104.08%) | $20,461,000 (116.64%) | -$122,977,000 (-163.71%) |
Issuance (Purchase) of Equity Shares | -$352,000 (-63.72%) | -$215,000 (89.88%) | -$2,125,000 (27.38%) | -$2,926,000 (-354.35%) |
Payment of Dividends & Other Cash Distributions | -$1,614,000 (-9.35%) | -$1,476,000 (-28.01%) | -$1,153,000 (-35.97%) | -$848,000 (-334.87%) |
Effect of Exchange Rate Changes on Cash | $0 (0%) | $0 (0%) | $0 (0%) | $0 (0%) |
Share Based Compensation | $1,155,000 (-1.45%) | $1,172,000 (30.37%) | $899,000 (27.16%) | $707,000 (-0.56%) |
Depreciation Amortization & Accretion | $486,000 (206.35%) | -$457,000 (-18.70%) | -$385,000 (81.40%) | -$2,070,000 (-83.35%) |
CFBK Financial Metrics (MRY)
Metric | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
Gross Margin | 100.00% (0.00%) | 100.00% (0.00%) | 100.00% (0.00%) | 100.00% (0.00%) |
Profit Margin | 28.90% (-15.74%) | 34.30% (-3.38%) | 35.50% (6.29%) | 33.40% (-5.92%) |
EBITDA Margin | 36.90% (-11.30%) | 41.60% (-4.15%) | 43.40% (15.73%) | 37.50% (-17.94%) |
Return on Average Equity (ROAE) | 8.00% (-29.20%) | 11.30% (-16.91%) | 13.60% (-10.53%) | 15.20% (-45.91%) |
Return on Average Assets (ROAA) | 0.60% (-33.33%) | 0.90% (-18.18%) | 1.10% (-8.33%) | 1.20% (-45.45%) |
Return on Sales (ROS) | 35.80% (-15.76%) | 42.50% (-3.63%) | 44.10% (6.78%) | 41.30% (-12.50%) |
Return on Invested Capital (ROIC) | 0.80% (-27.27%) | 1.10% (-21.43%) | 1.40% (-12.50%) | 1.60% (-42.86%) |
Dividend Yield | 1.00% (-16.67%) | 1.20% (50.00%) | 0.80% (33.33%) | 0.60% (200.00%) |
Price to Earnings Ratio (P/E) | 12.28 (66.25%) | 7.39 (-0.97%) | 7.46 (3.17%) | 7.23 (85.12%) |
Price to Sales Ratio (P/S) | 3.62 (39.69%) | 2.59 (-3.43%) | 2.68 (9.78%) | 2.44 (61.68%) |
Price to Book Ratio (P/B) | 0.97 (17.62%) | 0.82 (-16.62%) | 0.99 (-8.44%) | 1.08 (2.28%) |
Debt to Equity Ratio (D/E) | 11.26 (-8.05%) | 12.25 (1.47%) | 12.07 (10.41%) | 10.93 (-11.84%) |
Earnings Per Share (EPS) | 2.08 (-21.21%) | 2.64 (-7.04%) | 2.84 (0.00%) | 2.84 (-37.31%) |
Sales Per Share (SPS) | 7.06 (-6.24%) | 7.53 (-4.65%) | 7.9 (-6.03%) | 8.4 (-28.24%) |
Free Cash Flow Per Share (FCFPS) | 2.18 (-17.83%) | 2.65 (-55.72%) | 5.99 (-84.28%) | 38.11 (302.05%) |
Book Value Per Share (BVPS) | 26.37 (11.27%) | 23.7 (10.41%) | 21.47 (12.68%) | 19.05 (13.51%) |
Tangible Assets Book Value Per Share (TABVPS) | 323.42 (2.98%) | 314.05 (11.91%) | 280.63 (23.43%) | 227.36 (1.07%) |
Enterprise Value Over EBIT (EV/EBIT) | 4 (300.00%) | 1 (-66.67%) | 3 (-50.00%) | 6 (-14.29%) |
Enterprise Value Over EBITDA (EV/EBITDA) | 3.65 (151.24%) | 1.45 (-47.15%) | 2.75 (-54.78%) | 6.08 (-19.25%) |
Asset Turnover | 0.02 (-12.00%) | 0.03 (-16.67%) | 0.03 (-18.92%) | 0.04 (-41.27%) |
Current Ratio | - | - | - | - |
Dividends | $0.25 (8.70%) | $0.23 (27.78%) | $0.18 (38.46%) | $0.13 (333.33%) |
Free Cash Flow (FCF) | $13,923,000 (-19.94%) | $17,390,000 (-55.25%) | $38,859,000 (-84.50%) | $250,712,000 (302.43%) |
Enterprise Value (EV) | $60,756,381 (103.53%) | $29,851,728 (-51.13%) | $61,083,311 (-51.60%) | $126,214,749 (-52.34%) |
Earnings Before Tax (EBT) | $16,144,000 (-23.07%) | $20,985,000 (-7.11%) | $22,592,000 (-0.99%) | $22,818,000 (-37.11%) |
Earnings Before Interest Taxes & Depreciation Amortization (EBITDA) | $16,630,000 (-18.99%) | $20,528,000 (-7.56%) | $22,207,000 (7.03%) | $20,748,000 (-40.98%) |
Invested Capital | $1,946,298,000 (0.88%) | $1,929,357,000 (7.33%) | $1,797,621,000 (24.98%) | $1,438,292,000 (-3.28%) |
Working Capital | - | - | - | - |
Tangible Asset Value | $2,065,523,000 (0.34%) | $2,058,615,000 (13.10%) | $1,820,174,000 (21.70%) | $1,495,589,000 (1.26%) |
Market Capitalization | $163,113,381 (27.61%) | $127,823,728 (-6.95%) | $137,373,311 (1.72%) | $135,049,749 (16.27%) |
Average Equity | $162,507,250 (8.82%) | $149,329,500 (11.62%) | $133,788,250 (10.34%) | $121,252,250 (24.80%) |
Average Assets | $2,053,031,000 (3.37%) | $1,986,056,500 (17.73%) | $1,686,972,000 (13.16%) | $1,490,740,750 (21.56%) |
Invested Capital Average | $1,950,279,000 (3.15%) | $1,890,723,750 (15.96%) | $1,630,478,000 (10.84%) | $1,471,028,000 (13.28%) |
Shares | 6,386,585 (-2.57%) | 6,555,063 (1.06%) | 6,485,992 (-1.40%) | 6,578,134 (0.19%) |
