S/.14.15B Market Cap.
BAP Market Cap. (MRY)
BAP Shares Outstanding (MRY)
BAP Assets (MRY)
Total Assets
S/.238.84B
Total Liabilities
S/.205.73B
Total Investments
S/.191.14B
BAP Income (MRY)
Revenue
S/.16.57B
Net Income
S/.4.87B
Operating Expense
S/.9.33B
BAP Cash Flow (MRY)
CF Operations
S/.4.08B
CF Investing
-S/.1.26B
CF Financing
-S/.2.26B
BAP Dividends (MRY)
Period | Dividends | Yield % | Growth % | Payout Ratio | Coverage Ratio |
|---|---|---|---|---|---|
2023 | $0.68 | 0.50% | -82.39% | 1.11% | 90.16 |
2022 | $3.85 | 2.80% | -22.90% | 6.62% | 15.11 |
2021 | $5.00 | 4.10% | -42.25% | 11.09% | 9.02 |
2020 | $8.66 | 5.30% | 2.56% | 198.12% | 0.50 |
2019 | $8.44 | 4.00% | - | 15.73% | 6.36 |
BAP Balance Sheet (MRY)
Metric | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|
Total Assets | S/.238,840,188,000 (0.88%) | S/.236,753,609,000 (-3.31%) | S/.244,846,740,000 (3.13%) | S/.237,406,163,000 (26.37%) |
Assets Current | - | - | - | - |
Assets Non-Current | - | - | - | - |
Goodwill & Intangible Assets | S/.3,225,499,000 (11.25%) | S/.2,899,429,000 (6.99%) | S/.2,710,080,000 (2.68%) | S/.2,639,297,000 (4.23%) |
Shareholders Equity | S/.32,460,004,000 (11.98%) | S/.28,988,140,000 (9.40%) | S/.26,496,767,000 (6.22%) | S/.24,945,870,000 (-4.92%) |
Property Plant & Equipment Net | S/.1,857,240,000 (1.77%) | S/.1,824,931,000 (-3.71%) | S/.1,895,196,000 (-8.79%) | S/.2,077,803,000 (-7.65%) |
Cash & Equivalents | S/.33,930,948,000 (-0.74%) | S/.34,183,840,000 (-13.06%) | S/.39,320,740,000 (6.99%) | S/.36,752,994,000 (41.43%) |
Accumulated Other Comprehensive Income | S/.0 (0%) | S/.0 (0%) | S/.0 (0%) | S/.0 (0%) |
Deferred Revenue | S/.0 (0%) | S/.0 (0%) | S/.0 (0%) | S/.0 (0%) |
Total Investments | S/.191,135,242,000 (1.64%) | S/.188,055,853,000 (-1.45%) | S/.190,826,674,000 (2.51%) | S/.186,152,439,000 (25.00%) |
Investments Current | - | - | - | - |
Investments Non-Current | - | - | - | - |
Inventory | S/.0 (0%) | S/.0 (0%) | S/.0 (0%) | S/.0 (0%) |
Trade & Non-Trade Receivables | S/.872,046,000 (-56.83%) | S/.2,019,798,000 (-4.70%) | S/.2,119,482,000 (14.16%) | S/.1,856,642,000 (-14.27%) |
Trade & Non-Trade Payables | S/.0 (0%) | S/.420,094,000 (-9.43%) | S/.463,825,000 (37.05%) | S/.338,446,000 (56.16%) |
Accumulated Retained Earnings (Deficit) | S/.4,572,444,000 (-1.36%) | S/.4,635,599,000 (30.35%) | S/.3,556,281,000 (924.42%) | S/.347,152,000 (-92.06%) |
Tax Assets | S/.1,182,195,000 (4.47%) | S/.1,131,565,000 (-3.89%) | S/.1,177,359,000 (-30.48%) | S/.1,693,655,000 (225.17%) |
Tax Liabilities | S/.107,517,000 (49.70%) | S/.71,823,000 (-31.63%) | S/.105,058,000 (-0.45%) | S/.105,529,000 (-21.37%) |
Total Debt | S/.38,196,387,000 (-3.74%) | S/.39,680,414,000 (-17.41%) | S/.48,043,161,000 (-5.75%) | S/.50,971,859,000 (55.25%) |
Debt Current | - | - | - | - |
Debt Non-Current | - | - | - | - |
Total Liabilities | S/.205,733,123,000 (-0.70%) | S/.207,173,900,000 (-4.88%) | S/.217,809,301,000 (2.76%) | S/.211,960,516,000 (31.56%) |
Liabilities Current | - | - | - | - |
Liabilities Non-Current | - | - | - | - |
BAP Income Statement (MRY)
Metric | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|
Revenues | S/.16,573,873,000 (11.87%) | S/.14,814,906,000 (13.29%) | S/.13,077,098,000 (85.31%) | S/.7,056,717,000 (-41.89%) |
Cost of Revenue | S/.391,321,000 (0%) | S/.0 (0%) | S/.0 (0%) | S/.0 (0%) |
Selling General & Administrative Expense | S/.8,068,656,000 (6.76%) | S/.7,557,881,000 (14.13%) | S/.6,622,193,000 (16.25%) | S/.5,696,672,000 (-1.31%) |
Research & Development Expense | S/.0 (0%) | S/.0 (0%) | S/.0 (0%) | S/.0 (0%) |
Operating Expenses | S/.9,334,223,000 (4.85%) | S/.8,902,422,000 (10.26%) | S/.8,073,895,000 (6.90%) | S/.7,552,503,000 (7.42%) |
Interest Expense | S/.0 (0%) | S/.0 (0%) | S/.0 (0%) | S/.0 (0%) |
Income Tax Expense | S/.1,888,451,000 (-10.52%) | S/.2,110,501,000 (27.06%) | S/.1,660,987,000 (1610.30%) | -S/.109,977,000 (-106.78%) |
Net Loss Income from Discontinued Operations | S/.0 (0%) | S/.0 (0%) | S/.0 (0%) | S/.0 (0%) |
Consolidated Income | S/.4,959,878,000 (4.52%) | S/.4,745,388,000 (29.24%) | S/.3,671,829,000 (998.90%) | S/.334,138,000 (-92.32%) |
Net Income to Non-Controlling Interests | S/.94,338,000 (-15.99%) | S/.112,292,000 (28.71%) | S/.87,247,000 (783.97%) | -S/.12,756,000 (-114.66%) |
Net Income | S/.4,865,540,000 (5.02%) | S/.4,633,096,000 (29.25%) | S/.3,584,582,000 (933.34%) | S/.346,894,000 (-91.87%) |
Preferred Dividends Income Statement Impact | S/.0 (0%) | S/.0 (0%) | S/.0 (0%) | S/.0 (0%) |
Net Income Common Stock | S/.4,865,540,000 (5.02%) | S/.4,633,096,000 (29.25%) | S/.3,584,582,000 (933.34%) | S/.346,894,000 (-91.87%) |
Weighted Average Shares | S/.94,382,317 (0.00%) | S/.94,382,317 (0.00%) | S/.94,382,317 (0.00%) | S/.94,382,317 (0.00%) |
Weighted Average Shares Diluted | - | - | - | - |
Earning Before Interest & Taxes (EBIT) | S/.6,753,991,000 (0.15%) | S/.6,743,597,000 (28.56%) | S/.5,245,569,000 (2114.10%) | S/.236,917,000 (-95.98%) |
Gross Profit | S/.16,182,552,000 (9.23%) | S/.14,814,906,000 (13.29%) | S/.13,077,098,000 (85.31%) | S/.7,056,717,000 (-41.89%) |
Operating Income | S/.6,848,329,000 (15.83%) | S/.5,912,484,000 (18.17%) | S/.5,003,203,000 (1109.15%) | -S/.495,786,000 (-109.70%) |
BAP Cash Flow Statement (MRY)
Metric | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|
Net Cash Flow from Investing | -S/.1,255,064,000 (-14.62%) | -S/.1,094,965,000 (70.63%) | -S/.3,727,711,000 (-99.12%) | -S/.1,872,106,000 (-357.79%) |
Net Cash Flow from Financing | -S/.2,264,352,000 (-41.45%) | -S/.1,600,815,000 (-244.04%) | -S/.465,296,000 (77.72%) | -S/.2,088,460,000 (41.20%) |
Net Cash Flow from Operations | S/.4,079,719,000 (459.49%) | -S/.1,134,877,000 (-128.56%) | S/.3,972,994,000 (-68.68%) | S/.12,685,573,000 (82.96%) |
Net Cash Flow / Change in Cash & Cash Equivalents | -S/.200,348,000 (96.13%) | -S/.5,172,583,000 (-302.07%) | S/.2,559,778,000 (-76.21%) | S/.10,759,725,000 (182.17%) |
Net Cash Flow - Business Acquisitions and Disposals | -S/.5,564,000 (0%) | S/.0 (0%) | S/.0 (0%) | S/.0 (0%) |
Net Cash Flow - Investment Acquisitions and Disposals | -S/.113,811,000 (2.29%) | -S/.116,477,000 (96.23%) | -S/.3,087,066,000 (-149.66%) | -S/.1,236,496,000 (-178.86%) |
Capital Expenditure | -S/.306,886,000 (-11.67%) | -S/.274,818,000 (-153.52%) | -S/.108,401,000 (-8.00%) | -S/.100,369,000 (-7.03%) |
Issuance (Repayment) of Debt Securities | -S/.120,916,000 (56.23%) | -S/.276,283,000 (-42934.57%) | S/.645,000 (-99.87%) | S/.488,556,000 (142.03%) |
Issuance (Purchase) of Equity Shares | -S/.85,575,000 (-16.18%) | -S/.73,656,000 (-33.54%) | -S/.55,155,000 (63.69%) | -S/.151,899,000 (-47.15%) |
Payment of Dividends & Other Cash Distributions | -S/.1,994,037,000 (-66.67%) | -S/.1,196,422,000 (-200.00%) | -S/.398,808,000 (83.33%) | -S/.2,392,844,000 (-50.00%) |
Effect of Exchange Rate Changes on Cash | -S/.760,651,000 (43.32%) | -S/.1,341,926,000 (-148.27%) | S/.2,779,791,000 (36.62%) | S/.2,034,718,000 (790.03%) |
Share Based Compensation | S/.83,328,000 (-6.08%) | S/.88,721,000 (19.90%) | S/.73,997,000 (-29.19%) | S/.104,499,000 (-12.96%) |
Depreciation Amortization & Accretion | S/.667,122,000 (-3.40%) | S/.690,611,000 (0.01%) | S/.690,556,000 (2.01%) | S/.676,933,000 (8.80%) |
BAP Financial Metrics (MRY)
Metric | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|
Gross Margin | 97.60% (-2.40%) | 100.00% (0.00%) | 100.00% (0.00%) | 100.00% (0.00%) |
Profit Margin | 29.40% (-6.07%) | 31.30% (14.23%) | 27.40% (459.18%) | 4.90% (-86.04%) |
EBITDA Margin | 44.80% (-10.76%) | 50.20% (10.57%) | 45.40% (249.23%) | 13.00% (-75.75%) |
Return on Average Equity (ROAE) | 15.80% (-5.39%) | 16.70% (20.14%) | 13.90% (892.86%) | 1.40% (-91.76%) |
Return on Average Assets (ROAA) | 2.10% (10.53%) | 1.90% (26.67%) | 1.50% (650.00%) | 0.20% (-91.30%) |
Return on Sales (ROS) | 40.80% (-10.33%) | 45.50% (13.47%) | 40.10% (1079.41%) | 3.40% (-92.99%) |
Return on Invested Capital (ROIC) | 2.80% (0.00%) | 2.80% (33.33%) | 2.10% (2000.00%) | 0.10% (-96.77%) |
Dividend Yield | 0.50% (-82.14%) | 2.80% (-31.71%) | 4.10% (-22.64%) | 5.30% (32.50%) |
Price to Earnings Ratio (P/E) | 9.09 (2.69%) | 8.85 (-18.09%) | 10.8 (-92.01%) | 135.12 (927.76%) |
Price to Sales Ratio (P/S) | 3.17 (-3.53%) | 3.28 (-6.57%) | 3.52 (-55.49%) | 7.9 (44.03%) |
Price to Book Ratio (P/B) | 1.62 (-3.64%) | 1.68 (-3.29%) | 1.74 (-22.34%) | 2.23 (-11.98%) |
Debt to Equity Ratio (D/E) | 6.34 (-11.32%) | 7.15 (-13.05%) | 8.22 (-3.26%) | 8.5 (38.39%) |
Earnings Per Share (EPS) | 61.22 (5.08%) | 58.26 (29.21%) | 45.09 (931.81%) | 4.37 (-91.86%) |
Sales Per Share (SPS) | 47.33 (14.59%) | 41.31 (18.95%) | 34.73 (67.20%) | 20.77 (-46.57%) |
Free Cash Flow Per Share (FCFPS) | 39.97 (367.64%) | -14.94 (-136.48%) | 40.95 (-69.29%) | 133.34 (83.99%) |
Book Value Per Share (BVPS) | 343.92 (11.98%) | 307.13 (9.40%) | 280.74 (6.22%) | 264.31 (-4.92%) |
Tangible Assets Book Value Per Share (TABVPS) | 2,496.39 (0.75%) | 2,477.73 (-3.42%) | 2,565.49 (3.14%) | 2,487.4 (26.68%) |
Enterprise Value Over EBIT (EV/EBIT) | 9 (12.50%) | 8 (-33.33%) | 12 (-95.52%) | 268 (1961.54%) |
Enterprise Value Over EBITDA (EV/EBITDA) | 7.81 (3.16%) | 7.57 (-26.77%) | 10.34 (-85.11%) | 69.46 (471.66%) |
Asset Turnover | 0.07 (12.90%) | 0.06 (14.81%) | 0.05 (63.64%) | 0.03 (-50.75%) |
Current Ratio | - | - | - | - |
Dividends | S/.0.68 (-82.39%) | S/.3.85 (-22.90%) | S/.5 (-42.25%) | S/.8.66 (2.56%) |
Free Cash Flow (FCF) | S/.3,772,833,000 (367.63%) | -S/.1,409,695,000 (-136.48%) | S/.3,864,593,000 (-69.29%) | S/.12,585,204,000 (84.00%) |
Enterprise Value (EV) | S/.15,624,353,120 (5.47%) | S/.14,814,482,756 (-3.70%) | S/.15,382,883,120 (-12.75%) | S/.17,631,399,038 (-26.22%) |
Earnings Before Tax (EBT) | S/.6,753,991,000 (0.15%) | S/.6,743,597,000 (28.56%) | S/.5,245,569,000 (2114.10%) | S/.236,917,000 (-95.98%) |
Earnings Before Interest Taxes & Depreciation Amortization (EBITDA) | S/.7,421,113,000 (-0.18%) | S/.7,434,208,000 (25.24%) | S/.5,936,125,000 (549.57%) | S/.913,850,000 (-85.96%) |
Invested Capital | S/.239,880,128,000 (0.22%) | S/.239,350,754,000 (-4.59%) | S/.250,859,081,000 (0.75%) | S/.248,985,731,000 (29.56%) |
Working Capital | - | - | - | - |
Tangible Asset Value | S/.235,614,689,000 (0.75%) | S/.233,854,180,000 (-3.42%) | S/.242,136,660,000 (3.14%) | S/.234,766,866,000 (26.68%) |
Market Capitalization | S/.14,150,740,788 (10.52%) | S/.12,803,905,124 (11.13%) | S/.11,521,249,436 (-25.58%) | S/.15,480,587,634 (-23.04%) |
Average Equity | S/.30,731,824,000 (10.78%) | S/.27,742,453,500 (7.86%) | S/.25,721,318,500 (0.51%) | S/.25,591,915,000 (2.21%) |
Average Assets | S/.237,127,172,500 (-1.53%) | S/.240,800,174,500 (-0.14%) | S/.241,126,451,500 (13.40%) | S/.212,632,751,500 (16.47%) |
Invested Capital Average | S/.238,945,715,000 (-2.51%) | S/.245,104,917,500 (-1.93%) | S/.249,922,406,000 (13.30%) | S/.220,578,854,000 (16.14%) |
Shares | 94,382,317 (0.00%) | 94,382,317 (0.00%) | 94,382,317 (0.00%) | 94,382,317 (0.00%) |
